Oneonta Business Association

Nonprofit profile at a glance

EIN
450966313
IRS 990-EZ coverage
2020–2025
Forms available
Form 990-EZ 2025, Form 990-N 2019
Location
Oneonta, AL, USA
Phone
2058137194
Rating
49
Verdict
MIXED
Rating confidence
Moderate
Sector
Chambers of Commerce & Business Leagues

Official website

Reported finances

Revenue
$44,031
Expenses
$23,322
Assets
$31,467
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

4 people listed

Executive titles in this filing

  • GREG BROWN (PRESIDENT)
  • JACK BAINS (VICE-PRESIDENT)

People named in this filing

  • GREG BROWN (PRESIDENT)
  • JACK BAINS (VICE-PRESIDENT)
  • TARA MURPHREE (SECRETARY)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The oneonta business association is a 501(c)(6) non-profit. All-volunteer organization comprised of individuals, merchants, property owners, and advocates who are working together to sustain a dynamic, vital, and diverse community through marketing, events, tourism, economic development, and leadership.

What it reported doing in 2025

The mission to advance all local oneonta businesses and their promotion through marketing, events, tourism, economic development, and leadership. As a non-profit organization, the oba is dedicated to championing the growth and enrichment of businesses within the city of oneonta by providing opportunities for sharing information, networking and education; by fostering a sense of community among its members, by improving the business climate for its members by monitoring state and local legislative and agency actions which impact its members while providing a forum for dialogue between its members and opinion leaders, legislators, other interest groups and the general public; and by promoting public awareness of the contribution of its members to the economic, physical and social vitality of the city of oneonta community.

Operating model

Revenue model
Membership-supported. 60% of the money available for current operations came from membership dues.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

MIXED - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 11
  • Transparency & Controls: 100
  • Sustainability: 72
  • Growth: 0

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 7.9%; rating input score 8
  • Program expense ratio: 14.9%; rating input score 15

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 47%; rating input score 89; 89th percentile among comparable filings
  • Total-asset coverage ratio: 1.35; rating input score 55; 55th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: -4.8% per year; rating input score 0; 36th percentile among comparable filings
  • Revenue growth: -5.4% per year; rating input score 0; 33rd percentile among comparable filings
  • Asset growth: -12.1% per year; rating input score 0; 16th percentile among comparable filings

Details

  • Where the money goes: 7.9% of revenue deployed · 14.9% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $3K in reported program spending
  • Leadership: top reported pay $0 · 4 people listed
  • Consistency: 8 of 9 current checks pass · 1 finding to review
  • Schedules: 3 filed schedules
  • Filing history: 6 filing years from 2020 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 8/100.
  • High — Financial Efficiency: Program expense ratio scored 15/100.
  • Moderate — Transparency & Controls: Part III transfer expenses within program total did not reconcile in the filed values.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • High — Growth: Asset growth scored 0/100.
  • Review — Sustainability: Total-asset coverage ratio scored 55/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.