Oklahoma Consumer Finance Assoc Inc

Nonprofit profile at a glance

EIN
731526295
IRS 990-EZ coverage
2010–2025
Forms available
Form 990 2017, Form 990-EZ 2025
Location
Tulsa, OK, USA
Phone
9186339232
Rating confidence
Limited

Reported finances

Revenue
$28,592
Expenses
$61,266
Assets
$122,624

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

17 people listed

Executive titles in this filing

  • CRAIG STANLEY (PRESIDENT)

People named in this filing

  • CRAIG STANLEY (PRESIDENT)
  • SMILEY HERRERA (VICE PRESIDE)
  • RUSH NASH (TREASURER)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The small loan council of Oklahoma is a tax exempt corporation chartered under the laws of Oklahoma. The purpose is to promote and preserve conditions of stability under which small loan companies, their owners and employees can make longterm plans and invest for the future, and as a result of their investment aims, to provide a stable and continuing source of credit to oklahomans; to encourage membership and participation in the council; to promote in a lawful manner the development, operation, preservation, maintenance, and general well being of the small loan finance industry in the state of Oklahoma, and its public acceptance as an essential part of the economy.

What it reported doing in 2025

All functional expenses are to carry out the exempt purpose of the organization.

Operating model

Revenue model
Membership-supported. 100% of the money available for current operations came from membership dues.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Rating breakdown

  • Financial Efficiency: NotEnoughData
  • Transparency & Controls: 82
  • Sustainability: 29
  • Growth: 20

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: Limited
  • Program expense ratio: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -114.3%; rating input score 7; 7th percentile among comparable filings
  • Total-asset coverage ratio: 2; rating input score 65; 65th percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: -10.1% per year; rating input score 0; 25th percentile among comparable filings
  • Asset growth: 3.5% per year; rating input score 100; 51st percentile among comparable filings

Details

  • Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
  • Governance: Filed governance answers
  • Accomplishments: 2 filed program accomplishments
  • Leadership: top reported pay $0 · 17 people listed
  • Consistency: 5 of 5 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 12 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Operating margin scored 7/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.