Northwest Native Asset Building Coalition

Nonprofit profile at a glance

EIN
332868359
IRS 990 coverage
2025–2025
Forms available
Form 990 2025
Location
Edmonds, WA, USA
Phone
4255010042
Rating
76
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Management & Technical Assistance

Reported finances

Revenue
$219,920
Expenses
$123,031
Assets
$96,889
Liabilities
$0

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

3 people listed

People named in this filing

  • Betsy Tulee (Chairperson)
  • Mary Lucas (Treasurer)
  • Jeri Johnson (Secretary)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The NWNABC is a Western Washington based nonprofit dedicated to empowering Native communities through education and facilitation. Our services focus on asset building and financial education, providing the tools and resources needed to achieve financial independence and prosperity. We offer workshops, training programs, and one-on-one support to help individuals and families manage their finances, build wealth, and create sustainable futures. Join us in our mission to foster economic empowerment and self-sufficiency in Native communities.

What it reported doing in 2025

In 2025, the Northwest Native Asset Building Coalition successfully completed the Washington State Department of Commerce Community Reinvestment Project (CRP) grant in July. This initiative represented a significant investment in expanding financial literacy and economic empowerment within Native communities across the region. As part of this effort, the organization delivered a comprehensive financial literacy program that included both direct community education and capacity-building strategies. A key achievement was the completion of a "train-the-trainer" course, which equipped leadership and practitioners within the Native social work community-primarily in King and Pierce Counties-with the tools and knowledge to deliver culturally relevant financial education within their own programs and networks. In addition, the Coalition developed and facilitated a series of independent online trainings designed to increase access to financial literacy resources for Native community members. These trainings provided flexible, accessible learning opportunities and covered core topics such as budgeting, credit, debt management, and pathways to long-term financial stability. Through these combined efforts, the Northwest Native Asset Building Coalition strengthened both individual financial capability and community-based capacity to deliver ongoing financial education, contributing to long-term economic resilience in the communities it serves.

Operating model

Revenue model
Donor-supported. 74% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 88% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of total spending goes to programs and the filed numbers largely add up. A relatively small share of available resources goes toward mission work and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 74
  • Transparency & Controls: 94
  • Accountability: 76
  • Sustainability: 69
  • Growth: NotEnoughData

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 55%; rating input score 55
  • Program expense ratio: 98.4%; rating input score 98
  • Fundraising efficiency: $1,048.33 raised per $1 spent on fundraising; rating input score 97; 97th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 81st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 3 of 7 controls in place; rating input score 43
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 44.1%; rating input score 88; 88th percentile among comparable filings
  • Total-asset coverage ratio: 0.79; rating input score 35; 35th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 77; 77th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: Limited
  • Asset growth: Limited

Details

  • Where the money goes: 55% of revenue deployed · 98.4% of spending went to programs
  • Governance: 3 of 3 board members independent · 3 of 7 filing controls reported
  • Programs: 1 filed program accomplishment · $121K in reported program spending
  • Leadership: top reported pay $0 · 3 people listed
  • Consistency: 17 of 17 current checks pass
  • Schedules: 4 filed schedules · includes major donors and grants
  • Contacts: How to reach this organization
  • Money network: Resolved incoming and outgoing counterparties from filed money flows.
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 55/100.
  • Moderate — Accountability: Governance controls: 3 of 6 not reported.
  • Moderate — Sustainability: Total-asset coverage ratio scored 35/100.