Non-profit Construction Corporation

Nonprofit profile at a glance

EIN
991958124
IRS 990 coverage
2025–2025
Forms available
Form 990 2025, Form 990-N 2024
Location
Greenwood, CA, USA
Phone
5303333592
Rating
59
Verdict
MIXED
Rating confidence
Moderate
Sector
Housing Development, Construction, Management

Reported finances

Revenue
$525,671
Expenses
$526,309
Assets
$5,381
Liabilities
$0

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

3 people listed

Executive titles in this filing

  • CALEB TY ARMSTRONG (President & CEO)

People named in this filing

  • CALEB TY ARMSTRONG (President & CEO)
  • NICHOLI DAVID SIRACUSA (Secretary)
  • TERESA BONETTI (Treasurer/CFO)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The purpose of Non-profit Construction Corporation is to provide housing, homeownershipopportunities, and lending support tailored to the needs of veterans, seniors, disabledindividuals, at-risk populations, and low- and moderate-income families, ensuring safe, stable living environments and fostering long-term economic security. Our lendinginitiatives assist individuals in overcoming financial barriers to homeownership, empowering communities with access to sustainable housing solutions. Agricultural Land Conservation and agricultural production initiatives thatsupport sustainable food systems while preserving agricultural land for long-termproduction and utilization, ensuring environmental stewardship and food security. Home rehabilitation services aimed at restoring and preserving homes to improveliving conditions and promote community stability. Construction cost assistance to help low- and moderate-income householdsachieve homeownership and rebuild after financial hardships. Disaste

What it reported doing in 2025

We provided home repair work for veterans and low-income families. We raised money and applied for grants to build a free and clear home for a veteran using an owner-builder permitted application and acted as a project manager for his projects. We performed flooring, siding, sheetrock and decking projects. We trained low-resource, low-income individuals in our rural community and provided them with on-the-job experience and training in PPE and the proper use of power and hand tools. We provided administrative technical assistance to many families and used revenues from on-the-job training projects to pay for materials and labor for free home rehabilitation services for seniors, veterans and low-income families

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

MIXED - A large share of available resources goes toward mission work and the filed numbers largely add up. A relatively small share of voting board members are independent and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 76
  • Transparency & Controls: 90
  • Accountability: 0
  • Sustainability: 34
  • Growth: NotEnoughData

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 84.8%; rating input score 85
  • Program expense ratio: 84.7%; rating input score 85
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 0%; rating input score 0; 6th percentile among comparable filings
  • Governance controls: 0 of 7 controls in place; rating input score 0
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Fail
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: -0.1%; rating input score 29; 29th percentile among comparable filings
  • Total-asset coverage ratio: 0.01; rating input score 2; 2nd percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 88; 88th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 78; 78th percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: Limited
  • Asset growth: Limited

Details

  • Where the money goes: 84.8% of revenue deployed · 84.7% of spending went to programs
  • Governance: 0 of 3 board members independent · 0 of 7 filing controls reported
  • Programs: 1 filed program accomplishment · $446K in reported program spending
  • Leadership: top reported pay $0 · 3 people listed
  • Consistency: 25 of 25 current checks pass
  • Schedules: 3 filed schedules
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Accountability: Independent voting board scored 0/100.
  • High — Accountability: Governance controls: 6 of 6 not reported.
  • High — Sustainability: Operating margin scored 29/100.
  • High — Sustainability: Total-asset coverage ratio scored 2/100.