No More Under

Nonprofit profile at a glance

EIN
843022106
IRS 990 coverage
2023–2025
Forms available
Form 990 2025, Form 990-EZ 2022
Location
Seattle, WA, USA
Phone
6465221022
Rating
68
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Safety Education

Official website

Reported finances

Revenue
$494,654
Expenses
$369,905
Assets
$284,988
Liabilities
$0

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

7 people listed

Executive titles in this filing

  • KIRSTI ROCHON (President)

People named in this filing

  • CHEZIK TSUNODA (Executive Dir.)
  • ANISA NUN (Director)
  • AHADO ABDI (Director)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

No more under is a 501(c)(3) nonprofit committed to saving lives by advancing water safety education, equitable access to swim lessons, and strong advocacy efforts. We believe swimming is not just a sport. Swimming is a vital life-saving skill. Our goal is to redefine how society views water safety and create a welcoming aquatic community where everyone feels safe and included.

What it reported doing in 2025

2025 was a truly special year for No More Under, filled with energy, growth, and hundreds of confident, smiling swimmers. We are not just teaching swim skills. We are teaching life-saving skills. In 2025, we supported nearly 800 swimmers, over 4,000 lessons, engaged over 200 volunteers, and held programs in three states and 16 locations. We continue to intentionally engage families throughout our programs, ensuring that parents and caregivers leave with practical water safety knowledge and tools they can use every day. No More Under was not just busy with lessons, but also in research related to water safety and drowning prevention. In partnership with the Oregon Social Learning Center (OSLC), we conducted a Washington state study to better understand willingness and barriers to water safety education through schools; the findings were published in Injury Prevention (BMJ). Our Swim Safely Series was featured in the International Journal of Aquatic Research and Education. Co-authored by No More Under team members, the paper positions the program as an innovative, equity-centered model addressing childhood drowning and racial disparities in aquatic access. No More Under is also happy to share that we are partnering with the CDC Foundation to formally evaluate the effectiveness of the Swim Safely Series, measuring both safety outcomes and community impact.

Operating model

Revenue model
Donor-supported. 98% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 56
  • Transparency & Controls: 92
  • Accountability: 58
  • Sustainability: 63
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 45.9%; rating input score 46
  • Program expense ratio: 60.7%; rating input score 61
  • Fundraising efficiency: $252.06 raised per $1 spent on fundraising; rating input score 92; 92nd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 0 of 7 controls in place; rating input score 0
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Fail
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 25.2%; rating input score 76; 76th percentile among comparable filings
  • Total-asset coverage ratio: 0.77; rating input score 34; 34th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 77; 77th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings

Growth

  • Program expense growth: -3.1% per year; rating input score 0; 20th percentile among comparable filings
  • Revenue growth: 37.2% per year; rating input score 100; 95th percentile among comparable filings
  • Asset growth: 41.6% per year; rating input score 100; 94th percentile among comparable filings

Details

  • Where the money goes: 45.9% of revenue deployed · 60.7% of spending went to programs
  • Governance: 7 of 7 board members independent · 0 of 7 filing controls reported
  • Programs: 1 filed program accomplishment · $224K in reported program spending
  • Leadership: top reported pay $0 · 7 people listed
  • Consistency: 19 of 20 current checks pass · 1 finding to review
  • Schedules: 4 filed schedules · includes major donors
  • Filing history: 3 filing years from 2023 to 2025
  • Contacts: How to reach this organization
  • Money network: Resolved incoming and outgoing counterparties from filed money flows.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Mission deployment rate scored 46/100.
  • High — Accountability: Governance controls: 6 of 6 not reported.
  • High — Growth: Program expense growth scored 0/100.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • Moderate — Sustainability: Total-asset coverage ratio scored 34/100.