Nez Perce Farmers County Mutual Fire Insurance Company
Nonprofit profile at a glance
- EIN
- 820191555
- IRS 990-EZ coverage
- 2020–2025
- Forms available
- Form 990-EZ 2025
- Location
- Kendrick, ID, USA
- Phone
- 2082893901
- Rating confidence
- Limited
- Sector
- Mutual Insurance Company & Associations
Reported finances
- Revenue
- $25,890
- Expenses
- $97,914
- Assets
- $206,903
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
10 people listed
Executive titles in this filing
- DALE A BARGER (Vice President)
- DENNIS D BURGESS (President)
People named in this filing
- CHRISTINA H KOSCHSMEIER (Treasurer)
- CRISTINA BALES (Director)
- DALE A BARGER (Vice President)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Nez perce farmers county mutual fire insurance company is currently the only mutual insurance company in Idaho. The organization provides wind, hail, fire, theft, and vadalism insurance policies to their members at an affordable cost. The organization is owned by its policy holders (members) who all reside in rural Idaho and are located in the counties of clearwater, Idaho, latah, lewis, and nez perce.
What it reported doing in 2025
During the year, nez perce farmers county mutual fire insurance company wrote and renewed no new insurance policies for its members. There were no net loss claims during the year. At year end, the organization had no policies in force to benefit its members.
Operating model
- Revenue model
- Cannot be determined from the filing. The filing does not provide enough consistent revenue detail to tell how this nonprofit funds its work.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 82
- Sustainability: 22
- Growth: 0
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -278.2%; rating input score 4; 4th percentile among comparable filings
- Total-asset coverage ratio: 2.11; rating input score 67; 67th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 43.9%; rating input score 4; 4th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: -10.2% per year; rating input score 0; 24th percentile among comparable filings
- Asset growth: -7.9% per year; rating input score 0; 20th percentile among comparable filings
Details
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment
- Leadership: top reported pay $0 · 10 people listed
- Consistency: 5 of 5 current checks pass
- Schedules: 1 filed schedules
- Filing history: 6 filing years from 2020 to 2025
- Contacts: How to reach this organization
- Money network: 10 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Operating margin scored 4/100.
- High — Growth: Asset growth scored 0/100.
- High — Sustainability: Officer compensation ratio scored 4/100.