New Jersey State Firemens Association
Nonprofit profile at a glance
- EIN
- 237081890
- IRS 990 coverage
- 2020–2025
- Forms available
- Form 990 2025
- Location
- Trenton, NJ, USA
- Phone
- 6099894031
- Rating
- 44
- Verdict
- MIXED
- Rating confidence
- Moderate
Reported finances
- Revenue
- $722,809
- Expenses
- $651,777
- Assets
- $2,784,671
- Liabilities
- $0
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
7 people listed
Executive titles in this filing
- WILLIAM G SMITH (PRESIDENT)
- SHAUN HIBBS (VICE PRESIDENT)
- MIKE ZSENAK (VICE PRESIDENT)
Highest reported compensation
- CLIFF A WILLEVER (SECRETARY): $10,462 total reported compensation
- KENNETH R STOUT JR (TREASURER): $10,462 total reported compensation
- MARK BURIANI (SECRETARY): $10,000 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Payment of monetary relief benefits for medical expenses and financial hardships to retired firefighters, members, their widows, widowers and families.
Operating model
- Revenue model
- Other-operating. 87% of the money available for current operations came from other operating revenue.
- Distribution model
- Grant intermediary. The nonprofit sent 100% of its reported program spending out as grants.
The verdict
MIXED - The filed numbers largely add up and total assets are large relative to annual expenses, but may not be spendable cash. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 20
- Transparency & Controls: 93
- Accountability: 9
- Sustainability: 66
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 26.5%; rating input score 26
- Program expense ratio: 17.2%; rating input score 17
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 78th percentile among comparable filings
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 0%; rating input score 0; 6th percentile among comparable filings
- Governance controls: 2 of 9 controls in place; rating input score 22
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Pass
- CEO compensation review process: Fail
- Other executive compensation review process: Fail
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 9.8%; rating input score 56; 56th percentile among comparable filings
- Total-asset coverage ratio: 4.27; rating input score 82; 82nd percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 88; 88th percentile among comparable filings
- Officer compensation ratio: 6.3%; rating input score 47; 47th percentile among comparable filings
Growth
- Program expense growth: -1.7% per year; rating input score 0; 11th percentile among comparable filings
- Revenue growth: 13.8% per year; rating input score 100; 72nd percentile among comparable filings
- Asset growth: 2.3% per year; rating input score 100; 24th percentile among comparable filings
Details
- Where the money goes: 26.5% of revenue deployed · 17.2% of spending went to programs
- Governance: 0 of 20 board members independent · 2 of 9 filing controls reported
- Programs: 1 filed program accomplishment · $112K in reported program spending
- Leadership: top reported pay $10K · 7 people listed
- Consistency: 40 of 40 current checks pass
- Schedules: 2 filed schedules · includes grants
- Filing history: 6 filing years from 2020 to 2025
- Contacts: How to reach this organization
- Money network: 7 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 26/100.
- High — Financial Efficiency: Program expense ratio scored 17/100.
- High — Accountability: Independent voting board scored 0/100.
- High — Accountability: Governance controls: 6 of 8 not reported.
- High — Growth: Program expense growth scored 0/100.
- Review — Sustainability: Operating margin scored 56/100.
- Moderate — Sustainability: Officer compensation ratio scored 47/100.