New Jersey State Firemens Assoc-Lodi

Nonprofit profile at a glance

EIN
510233663
IRS 990-EZ coverage
2021–2025
Forms available
Form 990-EZ 2025
Location
Lodi, NJ, USA
Phone
2013702572
Rating
88
Verdict
STRONG
Rating confidence
Moderate

Reported finances

Revenue
$117,137
Expenses
$133,965
Assets
$196,428

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

4 people listed

Executive titles in this filing

  • Salvatore Paci (President)
  • Sam Garofalo (Vice President)

People named in this filing

  • Richard Dowson (Secretary)
  • David Lucas (Treasurer)
  • Salvatore Paci (President)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Assist firefighters and their families in times of need

What it reported doing in 2025

Assessments retained by State Association are used to pay burial benefits, operate Firemens Home in Booton, NJ, and provide specialoperate Firemens Home in Booton, NJ, and provide special

Operating model

Revenue model
Other-operating. 93% of the money available for current operations came from other operating revenue.
Distribution model
Hybrid. The nonprofit split its reported program spending across 68% for direct work, and 32% for member benefits.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 98
  • Transparency & Controls: 82
  • Sustainability: 33
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 100%; rating input score 100
  • Program expense ratio: 94.6%; rating input score 95

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -14.4%; rating input score 10; 10th percentile among comparable filings
  • Total-asset coverage ratio: 1.47; rating input score 71; 71st percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: 75.7% per year; rating input score 100; 95th percentile among comparable filings
  • Revenue growth: 18.8% per year; rating input score 100; 81st percentile among comparable filings
  • Asset growth: 1.9% per year; rating input score 100; 32nd percentile among comparable filings

Details

  • Where the money goes: 100% of revenue deployed · 94.6% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 3 filed program accomplishments · $127K in reported program spending
  • Leadership: top reported pay $0 · 4 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 1 filed schedules
  • Filing history: 5 filing years from 2021 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 10/100.