Nipr

Legal name: National Insurance Producer Registry Dba Nipr

Nonprofit profile at a glance

EIN
431763793
IRS 990 coverage
2010–2025
Official website data refreshed
Sep 2026
Forms available
Form 990 2025
Location
Kansas City, MO, US
Phone
(855) 674-6477
Rating confidence
Limited

Official website

Reported finances

Revenue
$96,795,304
Expenses
$89,616,602
Assets
$137,561,313
Liabilities
$9,654,822

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

26 people listed

Executive titles in this filing

  • GARY ANDERSON (CHIEF EXECUTIVE OFFICER NAIC)
  • JEFF JOHNSTON (CHIEF EXECUTIVE OFFICER NAIC)
  • THE HONORABLE LARRY DEITER (DIRECTOR/BOARD PRESIDENT)
  • VICTORIA MCCARTHY (DIRECTOR/BOARD VICE PRESIDENT)
  • KAREN STAKEM HORNIG (CHIEF EXECUTIVE OFFICER NIPR)

Highest reported compensation

  • GARY ANDERSON (CHIEF EXECUTIVE OFFICER NAIC): $1,454,977 total reported compensation
  • KAREN STAKEM HORNIG (CHIEF EXECUTIVE OFFICER NIPR): $777,290 total reported compensation
  • JEFF JOHNSTON (CHIEF EXECUTIVE OFFICER NAIC): $621,160 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

NIPR provides streamlined licensing and compliance services for insurance professionals.

What it reported doing in 2025

Nipr supports the members of the national association of insurance commissioners (naic), a 501(c)(3) organization, through a license and services agreement. Nipr, as an affiliate organization of the naic, supports the state-based regulation of the insurance industry by providing a cost-effective, streamlined and uniform system of producer licensing. Nipr maintains a centralized repository of insurance producer and insurance adjuster licensing information. Additionally, nipr provides a platform for the electronic processing of licensing and other applications and regulatory compliance reports that support the insurance industry.

Operating model

Revenue model
Earned-program. 96% of the money available for current operations came from fees and other program revenue.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.

Rating breakdown

  • Financial Efficiency: NotEnoughData
  • Transparency & Controls: 93
  • Accountability: 91
  • Sustainability: 54
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: Limited
  • Program expense ratio: Limited
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 66th percentile among comparable filings
  • Pay-setting controls: 6 of 6 controls in place; rating input score 100
    • Compensation committee: Pass
    • Independent consultant: Pass
    • Other Form 990s reviewed: Pass
    • Written employment contract: Pass
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 92.3%; rating input score 92; 23rd percentile among comparable filings
  • Governance controls: 8 of 9 controls in place; rating input score 89
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 7.4%; rating input score 63; 63rd percentile among comparable filings
  • Total-asset coverage ratio: 1.53; rating input score 40; 40th percentile among comparable filings
  • Liabilities to assets ratio: 0.07; rating input score 80; 80th percentile among comparable filings
  • Officer compensation ratio: 4.2%; rating input score 28; 28th percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: 11% per year; rating input score 100; 77th percentile among comparable filings
  • Asset growth: 10.9% per year; rating input score 100; 73rd percentile among comparable filings

Details

  • What they do: 2 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
  • Governance: 12 of 13 board members independent · 8 of 9 filing controls reported
  • Programs: 1 filed program accomplishment
  • Leadership: top reported pay $1.5M · 26 people listed · 6 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $7.9M reported
  • Consistency: 13 of 13 current checks pass
  • Schedules: 4 filed schedules · includes executive pay
  • Filing history: 15 filing years from 2010 to 2025
  • Contacts: How to reach this organization
  • Money network: 10 filed money-flow records
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Accountability: Governance controls: Other executive compensation review process not reported.
  • Moderate — Sustainability: Total-asset coverage ratio scored 40/100.
  • High — Sustainability: Officer compensation ratio scored 28/100.