National Insurance Crime Bureau
Nonprofit profile at a glance
- EIN
- 363776789
- IRS 990 coverage
- 2010–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Oak Brook, IL, United States
- Phone
- 800.447.6282 / 847.544.7000 (HQ)
- Rating
- 88
- Verdict
- STRONG
- Rating confidence
- Moderate
Reported finances
- Revenue
- $73,289,029
- Expenses
- $71,934,078
- Assets
- $94,684,569
- Liabilities
- $30,566,584
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
34 people listed
Executive titles in this filing
- DAVID GLAWE (CHIEF EXECUTIVE OFFICER)
- DANIEL ABBOTT (VICE PRESIDENT/PEMS)
- JOHN SELLECK (VICE PRESIDENT/OIA)
- KAREN GRACZYK (VICE PRESIDENT/ITD)
- BETSY BODKER (VICE PRESIDENT/HR)
- KYLE MCCOLLUM (VICE PRESIDENT/SPGA (AS OF 12/9/24))
Highest reported compensation
- DAVID GLAWE (CHIEF EXECUTIVE OFFICER): $942,929 total reported compensation
- TIMOTHY R SLATER (CHIEF OPERATING OFFICER): $617,410 total reported compensation
- CAROLYN BELLISIO (CHIEF FINANCIAL OFFICER/TREASURER): $514,120 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
With a 110-year heritage, the National Insurance Crime Bureau (NICB) is the nation's premier not-for-profit organization dedicated exclusively to fighting insurance fraud and crime. Through intelligence-driven operations, NICB leads a united effort to combat and prevent insurance crime. Our Vision. 3. **Strategy, Policy, and Advocacy** **|** As an organization that advocates for issues that affect the industry, NICB will have a robust policy department that can identify trends and define the association’s official position on a variety of rules, regulations, and legislation. The NICB will communicate and advocate with key stakeholders in federal, state, and local governments, regulatory bodies, insurance commissions, the media, and the general public. Our Value NICB is the only organization in the United States that convenes the collective resources needed to help prevent, detect...
What it reported doing in 2025
Communications and strategy, policy & government affairs - nicb engaged in legislative/regulatory efforts in conjunction with members, trade groups, and anti-fraud partners in various states on issues involving auto theft, catalytic converter theft, auto glass fraud, predatory towing, counterfeit airbags, legal system abuse, and data sharing. Nicb submitted 230 letters to lawmakers and committees across the country, testified 46 times, and assisted in drafting 61 pieces of legislation. Nicb provided policy recommendations regarding national vehicle crime trends, tracked consumer data privacy bills across the country, and spearheaded efforts to pass comprehensive towing reform in several states. Worked with communications to generate proclamations issued by governors in 20 states formally recognizing (continued in schedule o) nicb's contractor fraud awareness week. Nicb leveraged data, intelligence, and partnerships to create 20 public affairs campaigns aligned with topics relevant to members, law enforcement, and industry partners, including campaigns on vehicle, contractor, cargo, and medical fraud.
Operating model
- Revenue model
- Other-operating. 97% of the money available for current operations came from other operating revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 83
- Transparency & Controls: 94
- Accountability: 100
- Sustainability: 38
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 93.8%; rating input score 94
- Program expense ratio: 92.5%; rating input score 92
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 66th percentile among comparable filings
- Pay-setting controls: 5 of 6 controls in place; rating input score 83
- Compensation committee: Pass
- Independent consultant: Pass
- Other Form 990s reviewed: Pass
- Written employment contract: Missing
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Yes; rating input score 100
Accountability
- Independent voting board: 100%; rating input score 100; 65th percentile among comparable filings
- Governance controls: 9 of 9 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 1.8%; rating input score 42; 42nd percentile among comparable filings
- Total-asset coverage ratio: 1.32; rating input score 36; 36th percentile among comparable filings
- Liabilities to assets ratio: 0.32; rating input score 55; 55th percentile among comparable filings
- Officer compensation ratio: 8.8%; rating input score 6; 6th percentile among comparable filings
Growth
- Program expense growth: 4.5% per year; rating input score 100; 35th percentile among comparable filings
- Revenue growth: 4% per year; rating input score 100; 33rd percentile among comparable filings
- Asset growth: 7% per year; rating input score 100; 49th percentile among comparable filings
Details
- What they do: 1 operating location identified
- Where the money goes: 93.8% of revenue deployed · 92.5% of spending went to programs
- Governance: 15 of 15 board members independent · 9 of 9 filing controls reported
- Programs: 4 filed program accomplishments · $66.5M in reported program spending
- Leadership: top reported pay $943K · 34 people listed · 5 of 6 pay-setting controls reported
- Highest-paid contractors: 1 contractor listed · $219K reported
- Consistency: 34 of 34 current checks pass
- Schedules: 5 filed schedules · includes executive pay and related organizations
- Filing history: 16 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Money network: 18 filed money-flow records
- Related organizations: 1 filed related-organization link
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Sustainability: Operating margin scored 42/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 36/100.
- High — Sustainability: Officer compensation ratio scored 6/100.
- Review — Sustainability: Liabilities to assets ratio scored 55/100.