National Fair Housing Alliance

What it reported doing in 2024

Enforcement: in 1968, the fair housing act was passed into law making housing discrimination unlawful throughout the nation. Despite this legal protection and decades of work by nfha and its members to educate and train persons and organizations, reinvest in communities, and advocate for policies that extend equity and equality in housing nationwide, housing discrimination persists. Nfha's enforcement efforts support its mission by engaging in activities to document and address unlawful housing discrimination throughout the country: -intake and referrals: nfha receives allegations of discrimination and connects persons with local fair housing organizations and other resources for investigation and advocacy services. Nfha may also provide investigation and advocacy services.-investigations: when nfha has reason to believe fair housing laws are being violated, it conducts investigations to assess the situation. Investigations are often conducted in collaboration with local fair housing centers and may cover multiple states. -counteraction: in instances where nfha identifies discrimination, nfha diverts its resources to address documented discrimination through, for example, re-training, re-education campaigns, and outreach activities. -elimination and prevention: nfha leverages fair housing laws to eliminate discrimination it has documented, prevent future discrimination, and provide relief to individuals and communities harmed by discrimination. -community reinvestment: nfha seeks to reinvest in communities harmed by discrimination, and to make neighborhoods and persons whole. -amicus briefs: nfha engages in amicus briefs to support the development of strong fair housing jurisprudence.public policy: nfha plays a pivotal role in providing important research and information to policy-makers and regulators. Nfha supports policy initiatives that advance our goals of eliminating discrimination in housing and expanding equal access to homeownership opportunities. Some key public policy accomplishments include restoring critical fair housing and lending rules to advance racial justice and fairness for all; helping to generate 70 percent of the public comments in favor of the department of housing and urban development's affirmatively furthering fair action proposed rule; and leading advocacy efforts to make the case for systemic reforms of the home valuation process.consulting & compliance: nfha provides a full range of consulting and compliance services to housing, real estate, mortgage lending, appraisal, homeowners insurance, tech, and other companies. This includes customized training programs and assessment of all policies and practices for compliance with fair housing/fair lending laws. Nfha also provides training and consulting for non-profit fair housing, civil rights, social justice, governmental and community development organizations on fair housing enforcement, education, and outreach, affirmatively furthering fair housing, and other subjects designed to promote fair housing throughout the nation.keys unlock dreams: the keys unlock dreams initiative (kudi) is a nationwide initiative led by the national fair housing alliance (nfha) designed to achieve five major goals:1. Remove structural barriers that perpetuate racial inequality;2. Expand affordable and fair housing options;3. Prevent an unbalanced recovery from the covid-19 pandemic;4. Empower consumers and stakeholders with critical information and resources; and5. Help close the racial wealth and homeownership gaps.keys unlock dreams promotes programs and products supporting sustainable mortgages for affordable housing. It also advances programs that create sustainable inclusive communities.the keys unlock dreams initiative connects consumers and other stakeholders with important resources and events to educate people about fair housing and fair credit opportunities to create vibrant, inclusive communities.member services: nfha provides technical assistance to member o

Financial Efficiency

• Mission deployment rate: 100%; rating input score 100
• Program expense ratio: 65.8%; rating input score 66
• Fundraising efficiency: $21.23 raised per $1 spent on fundraising; rating input score 61; 61st percentile among comparable filings

Transparency & Controls

• Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
• Pay-setting controls: 5 of 6 controls in place; rating input score 83
  • Compensation committee: Pass
  • Independent consultant: Pass
  • Other Form 990s reviewed: Pass
  • Written employment contract: Missing
  • Compensation survey or study: Pass
  • Board or committee approval: Pass
• Foreign activity oversight: Limited
• Grant itemization coverage: 99.6%; rating input score 100; 39th percentile among comparable filings
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
• Governance controls: 9 of 9 controls in place; rating input score 100
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: Pass
  • Other executive compensation review process: Pass
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Pass

Sustainability

• Operating margin: -56.7%; rating input score 2; 2nd percentile among comparable filings
• Total-asset coverage ratio: 1.18; rating input score 43; 43rd percentile among comparable filings
• Liabilities to assets ratio: 0.16; rating input score 49; 49th percentile among comparable filings
• Officer compensation ratio: 16.6%; rating input score 16; 16th percentile among comparable filings

Growth

• Program expense growth: 15.1% per year; rating input score 100; 78th percentile among comparable filings
• Revenue growth: 13.3% per year; rating input score 100; 78th percentile among comparable filings
• Asset growth: 20.7% per year; rating input score 100; 85th percentile among comparable filings