National Charity League Inc Middlesex Chapter

Nonprofit profile at a glance

EIN
043519672
IRS 990-EZ coverage
2022–2025
Forms available
Form 990-EZ 2025, Form 990-N 2022
Location
Concord, MA, USA
Phone
2039130691
Rating
81
Verdict
STRONG
Rating confidence
Moderate
Sector
Women's Service Clubs

Official website

Reported finances

Revenue
$39,100
Expenses
$41,400
Assets
$68,800

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

10 people listed

Executive titles in this filing

  • Dhavan Gauri (President)
  • Antonangeli Deb (Vice President)
  • Carroll Sharon (Vice President)
  • Finizio Carrie (Vice President)
  • Garafalo Jennie (Vice President)
  • Martin Melissa (Vice President)

People named in this filing

  • Dhavan Gauri (President)
  • Morel Lynn (Treasurer)
  • Arif Brigitte (Clerk)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

A philathropic organization of mothers and daughters committed to community service, leadership, development and cultural experiences.

What it reported doing in 2025

See Schedule O

Operating model

Revenue model
Membership-supported. 95% of the money available for current operations came from membership dues.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Revenue has declined or grown slowly and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 89
  • Transparency & Controls: 82
  • Sustainability: 40
  • Growth: 40

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 91%; rating input score 91
  • Program expense ratio: 85.5%; rating input score 86

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: -5.9%; rating input score 33; 33rd percentile among comparable filings
  • Total-asset coverage ratio: 1.66; rating input score 61; 61st percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: 8.8% per year; rating input score 100; 69th percentile among comparable filings
  • Revenue growth: -0.7% per year; rating input score 0; 47th percentile among comparable filings
  • Asset growth: -12.3% per year; rating input score 0; 15th percentile among comparable filings

Details

  • Where the money goes: 91% of revenue deployed · 85.5% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $35K in reported program spending
  • Leadership: top reported pay $0 · 10 people listed
  • Consistency: 6 of 6 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 4 filing years from 2022 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Operating margin scored 33/100.
  • High — Growth: Asset growth scored 0/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.