National Business Association for Chiropractors

Nonprofit profile at a glance

EIN
421210411
IRS 990-EZ coverage
2025–2025
Forms available
Form 990-EZ 2025
Location
Clive, IA, USA
Rating
36
Verdict
REVIEW
Rating confidence
Moderate
Sector
Professional Societies, Associations

Official website

Reported finances

Revenue
$37,264
Expenses
$30,819
Assets
$200,564
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • James West (Vice President)
  • Sabrina Cox (Vice President)

People named in this filing

  • Ryan Gilroy DC (Director)
  • John Pammer DC (Director)
  • Warren Hammer DC (Director)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Revenue less than $250,000

What it reported doing in 2025

NBAC provides resources, information and discounts to products that relate to the business and personal planning needs of a practicing Doctor of Chiropractic ("DC"). DCs face many issues in personal planning and running a practice. NBAC helps with the NBAC Messenger newsletter and other articles focused on: Financing and Accounting Marketing and Advertising Hiring and Workplace Legal and Regulatory Insurance and Risk Issues Startups, Expansions and Transitions NBAC outsources its activities to several organization including administration services, marketing and accounting. The activities are funded by association fees paid by the doctors of chiropractic who become members of the association. Association dues are $15 per year. All of the activities provided by NBAC are focused on providing resources to assist a Doctor of Chiropractic in order to grow a successful business providing valuable health benefits to his/her clients.

Operating model

Revenue model
Membership-supported. 99% of the money available for current operations came from membership dues.
Distribution model
No current program activity. The filing reports no program spending for the current year.

The verdict

REVIEW - The filed numbers largely add up and revenue comfortably covers expenses. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 0
  • Transparency & Controls: 82
  • Sustainability: 72
  • Growth: NotEnoughData

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 0%; rating input score 0
  • Program expense ratio: 0%; rating input score 0

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 17.3%; rating input score 69; 69th percentile among comparable filings
  • Total-asset coverage ratio: 6.51; rating input score 87; 87th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: Limited
  • Revenue growth: Limited
  • Asset growth: Limited

Details

  • Where the money goes: 0% of revenue deployed · 0% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 5 people listed
  • Consistency: 9 of 9 current checks pass
  • Schedules: 1 filed schedules
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 0/100.
  • High — Financial Efficiency: Program expense ratio scored 0/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.