National Association of Professional Insurance Agents
Nonprofit profile at a glance
- EIN
- 530114690
- IRS 990 coverage
- 2011–2024
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2024
- Location
- Alexandria, VA, USA
- Phone
- 7038369340
- Rating confidence
- Limited
Reported finances
- Revenue
- $2,059,113
- Expenses
- $2,036,869
- Assets
- $6,272,733
- Liabilities
- $1,648,401
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
30 people listed
Executive titles in this filing
- ARIEL RIVERA (PRESIDENT)
- MARK SUHR (PRESIDENT-ELECT)
- DAVID GORMAN (VICE PRESIDENT/TREASURER)
- RICHARD SAVINO (IMMEDIATE PAST PRESIDENT)
- MICHAEL SKIADOS (CHIEF EXECUTIVE OFFICER)
- MICHAEL BECKER (FORMER CHIEF EXECUTIVE OFFICER)
Highest reported compensation
- MICHAEL BECKER (FORMER CHIEF EXECUTIVE OFFICER): $156,116 total reported compensation
- MICHAEL SKIADOS (CHIEF EXECUTIVE OFFICER): $42,364 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
PIA is dedicated to protecting and promoting the interests of independent insurance agents and their employees, providing them with the tools, advocacy, and education they need to succeed.
What it reported doing in 2024
The chief objectives of this association are as follows: (1) to serve the needs of the public by increasing the professional competence of its members in providing consumers with information and guidance when purchasing insurance; (2) to promote high ideals and standards in the public interest throughout the insurance industry; (3) to represent the interests of its members before the various governmental and regulatory bodies; (4) to identify emerging issues of importance to insurance agents and their customers and develop appropriate and effective responses to them; (5) to ensure that vested interests of its members are protected and advanced by virtue of ownership rights in the insurance they produce; (6) to disseminate information to the public concerning the role and services performed by its members and their staffs; (7) to disseminate information to the public that enables them to become more informed purchasers of insurance services; and (8) to do all things necessary to facilitate the work of its members and to serve their business needs.
Operating model
- Revenue model
- Earned-program. 69% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 71
- Accountability: 90
- Sustainability: 54
- Growth: 20
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 0 of 6 controls in place; rating input score 0
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Missing
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Yes; rating input score 100
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 6 of 8 controls in place; rating input score 75
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Fail
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 1.1%; rating input score 38; 38th percentile among comparable filings
- Total-asset coverage ratio: 3.08; rating input score 74; 74th percentile among comparable filings
- Liabilities to assets ratio: 0.26; rating input score 37; 37th percentile among comparable filings
- Officer compensation ratio: 0.8%; rating input score 81; 81st percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: -1.8% per year; rating input score 0; 7th percentile among comparable filings
- Asset growth: 2.5% per year; rating input score 100; 22nd percentile among comparable filings
Details
- What they do: 5 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: 28 of 28 board members independent · 6 of 8 filing controls reported
- Programs: 1 filed program accomplishment
- Leadership: top reported pay $156K · 30 people listed · 0 of 6 pay-setting controls reported
- Highest-paid contractors: 1 contractor listed · $1.8M reported
- Consistency: 12 of 12 current checks pass
- Schedules: 6 filed schedules · includes major donors, executive pay, and related organizations
- Filing history: 14 filing years from 2011 to 2024
- Contacts: How to reach this organization
- Related organizations: 3 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Transparency & Controls: Pay-setting controls scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- Review — Accountability: Governance controls: 2 of 8 not reported.
- Moderate — Sustainability: Operating margin scored 38/100.
- Moderate — Sustainability: Liabilities to assets ratio scored 37/100.