National Association of Benefits and Work Incentive Specialist Inc
Nonprofit profile at a glance
- EIN
- 208081343
- IRS 990-EZ coverage
- 2025–2025
- Forms available
- Form 990 2024, Form 990-EZ 2025, Form 990-N 2021
- Location
- Anderson, IN, USA
- Phone
- 6173123261
- Rating
- 83
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Disabled Persons' Rights
Reported finances
- Revenue
- $95,674
- Expenses
- $128,167
- Assets
- $100,523
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
4 people listed
Executive titles in this filing
- Ray Cebula (President)
- Jolene Wyler (Vice President)
People named in this filing
- Ray Cebula (President)
- Jolene Wyler (Vice President)
- Stephanie Drum (Secretary)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The National Association of Benefits and Work Incentive Specialists NABWIS is comprised of the many and varied professionals providing assistance to individuals who receive disability benefits and are considering work
What it reported doing in 2025
Medium for exchange of ideas, skills, experience and knowledge for the profession, we provide quarterly webinars, facts sheets, a newsletter, and weekly info on changes relevant to the profession. 669 members,97.6 retention rate.
Operating model
- Revenue model
- Earned-program. 86% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 92
- Transparency & Controls: 82
- Sustainability: 26
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 100%; rating input score 100
- Program expense ratio: 78.4%; rating input score 78
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: -34%; rating input score 16; 16th percentile among comparable filings
- Total-asset coverage ratio: 0.78; rating input score 41; 41st percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 45.5% per year; rating input score 100; 96th percentile among comparable filings
- Asset growth: 10% per year; rating input score 100; 70th percentile among comparable filings
Details
- Where the money goes: 100% of revenue deployed · 78.4% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 2 filed program accomplishments · $100K in reported program spending
- Leadership: top reported pay $0 · 4 people listed
- Consistency: 6 of 6 current checks pass
- Schedules: 2 filed schedules
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Sustainability: Operating margin scored 16/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 41/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.