Nassau County Council on Aging Inc

Nonprofit profile at a glance

EIN
237375273
IRS 990 coverage
2011–2025
Forms available
Form 990 2025, Form 990-T 2025
Location
Fernandina Beach, FL, USA
Phone
9042610701
Rating
86
Verdict
STRONG
Rating confidence
Moderate
Sector
Senior Centers

Official website

Reported finances

Revenue
$4,742,289
Expenses
$4,119,163
Assets
$9,259,610
Liabilities
$293,128

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

16 people listed

Executive titles in this filing

  • JANICE ANCRUM (PRESIDENT AN)

People named in this filing

  • MARK R BRIDWELL (DIRECTOR)
  • DR BERNITA DINWIDDIE (SECRETARY)
  • TIM EBERLE (DIRECTOR)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Founded in 1974 by local citizens, nassau county council on aging (nccoa) is a non-profit 501(c)(3) organization whose goal is to maintain and enrich the lives of older citizens throughout nassau county, fl. Nccoa's programs enable those age 60 and older to live independently at home while also providing opportunities for socialization and activities geared toward the needs of seniors. Nccoa is a resource for education, information, referral, counseling and general assistance - for all seniors.

What it reported doing in 2025

Nccoa delivers critical services to nassau county seniors in several major categories: nutrition, adult day healthcare, advocate home healthcare, transportation (nassautransit), chore, support groups, educational platforms and volunteerism. We also operate two senior life centers in fernandina beach and hilliard. These programs and services - and our ever- increasing donor base - resulted in nccoa reaching close to 7,000 individuals in 2023, including 48,000 meals for seniors in nassau county. Other accomplishments include the following: "16,000+ hours of member activities and caregiver respite through the club (adult day healthcare) "19,000+ hours of advocate home health services "54,557 trips by nassautransit "close to 900 volunteer hours supporting the chore small home repair program "more than 1,800 activities at our senior life centers "10,965 volunteer service hours, valued at close to 350,000 as part of a national network of area agencies, we are funded by federal, state and local grants, and the Florida department of elder affairs and united way, as well as through donations from corporations, organizations and individuals. With generous community support, nccoa continues our mission to enhance the lives of older adults through services and compassionate care designed to improve the health, independence and economic security of all nassau county seniors and their families.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 79
  • Transparency & Controls: 92
  • Accountability: 94
  • Sustainability: 65
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 76.1%; rating input score 76
  • Program expense ratio: 87.6%; rating input score 88
  • Fundraising efficiency: $33.19 raised per $1 spent on fundraising; rating input score 71; 71st percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 6 of 7 controls in place; rating input score 86
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Fail
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 13.1%; rating input score 62; 62nd percentile among comparable filings
  • Total-asset coverage ratio: 2.25; rating input score 61; 61st percentile among comparable filings
  • Liabilities to assets ratio: 0.03; rating input score 66; 66th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 90; 90th percentile among comparable filings

Growth

  • Program expense growth: 5.6% per year; rating input score 100; 39th percentile among comparable filings
  • Revenue growth: 5.4% per year; rating input score 100; 41st percentile among comparable filings
  • Asset growth: 11.1% per year; rating input score 100; 62nd percentile among comparable filings

Details

  • Where the money goes: 76.1% of revenue deployed · 87.6% of spending went to programs
  • Governance: 15 of 15 board members independent · 6 of 7 filing controls reported
  • Programs: 1 filed program accomplishment · $3.6M in reported program spending
  • Leadership: top reported pay $0 · 16 people listed
  • Consistency: 26 of 26 current checks pass
  • Schedules: 4 filed schedules · includes major donors
  • Filing history: 15 filing years from 2011 to 2025
  • Contacts: How to reach this organization
  • Money network: Resolved incoming and outgoing counterparties from filed money flows.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Accountability: Governance controls: Form 990 shared with the board not reported.