My Neighbor to Love Coalition

Nonprofit profile at a glance

EIN
872234045
IRS 990 coverage
2022–2025
Forms available
Form 990 2025
Location
Nisswa, MN, USA
Phone
2188217875
Rating
70
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Low-Income & Subsidized Rental Housing

Reported finances

Revenue
$2,858,826
Expenses
$243,688
Assets
$6,534,251
Liabilities
$1,652,014

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

8 people listed

People named in this filing

  • VICKY KINNEY (CHAIR)
  • CHERIE VOSS GREEN (VICE CHAIR)
  • STEPHANIE PONTIUS (SECRETARY)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

The purpose of this corporation is to combat homelessness by providing affordable housing, matching homeless individuals to supportive resources, and providing and/or finding opportunities for increased self-sufficiency; create and maintain a safe and supportive community based on christian values for those recovering from homelessness, while encouraging a sense of responsibility and belonging; and decrease the risk of individuals and families becoming homeless by providing education, counsel, and matching them with appropriate resources.

What it reported doing in 2025

Our mission is to work to solve homelessness by providing permanent low-rent housing, addressing contributing factors, and creating a supportive community. By the end of 2025, we had 28 housing units completed and occupied with 7 more units completed in early 2026. Our life skills & employment success course is completed and ready for use.

Operating model

Revenue model
Grant-funded. 82% of the money available for current operations came from government grants.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 39
  • Transparency & Controls: 92
  • Accountability: 88
  • Sustainability: 89
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 7.4%; rating input score 7
  • Program expense ratio: 74.8%; rating input score 75
  • Fundraising efficiency: $295.84 raised per $1 spent on fundraising; rating input score 94; 94th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 5 of 7 controls in place; rating input score 71
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 91.5%; rating input score 98; 98th percentile among comparable filings
  • Total-asset coverage ratio: 26.81; rating input score 97; 97th percentile among comparable filings
  • Liabilities to assets ratio: 0.25; rating input score 30; 30th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 90; 90th percentile among comparable filings

Growth

  • Program expense growth: 56.5% per year; rating input score 100; 97th percentile among comparable filings
  • Revenue growth: 54.1% per year; rating input score 100; 98th percentile among comparable filings
  • Asset growth: 67.1% per year; rating input score 100; 98th percentile among comparable filings

Details

  • Where the money goes: 7.4% of revenue deployed · 74.8% of spending went to programs
  • Governance: 8 of 8 board members independent · 5 of 7 filing controls reported
  • Programs: 1 filed program accomplishment · $182K in reported program spending
  • Leadership: top reported pay $0 · 8 people listed
  • Highest-paid contractors: 1 contractor listed · $2.8M reported
  • Consistency: 27 of 27 current checks pass
  • Schedules: 5 filed schedules · includes major donors
  • Filing history: 4 filing years from 2022 to 2025
  • Contacts: How to reach this organization
  • Money network: 4 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 7/100.
  • Review — Accountability: Governance controls: 2 of 7 not reported.
  • Moderate — Sustainability: Liabilities to assets ratio scored 30/100.