Muskegon YMCA
Legal name: Muskegon Young Men's Christian Association Dba Muskegon Ymca
Nonprofit profile at a glance
- EIN
- 382000172
- IRS 990 coverage
- 2013–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Muskegon, MI, US
- Phone
- 2317229622
- Rating
- 82
- Verdict
- STRONG
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $2,318,854
- Expenses
- $2,238,992
- Assets
- $4,182,806
- Liabilities
- $126,684
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
14 people listed
Executive titles in this filing
- GABRIELLE GERLACH (CEO)
Highest reported compensation
- GABRIELLE GERLACH (CEO): $117,781 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
THIS IS Y. The Muskegon YMCA is building a strong, healthy foundation for our community and changing the lives of the people that live here so everyone can live a healthy, fulfilling, and rewarding life. With 100 years of camping experience, Pendalouan provides quality programming dedicated to safety, fun, healthy living, and character development. Our programming focuses on instilling our values of honesty, caring, respect, and responsibility that help provide benefits of community and belonging for all. The Pendalouan community has a wide range of campers from all over West Michigan, the Chicago area, and from across the country. Camping at Pendalouan has been impacted by thousands of volunteers, staff, alumni, campers, families, and friends in the past century. We look forward to creating more memories and serving more campers in the years to come. MEET OUR TEAM.
What it reported doing in 2025
Ymca camp pendalouan - this separate camping facility on big blue lake near montague, Michigan servces summer campers, provides outdoor education for local schools and hosts retreats and rentals. With a commitment to nurturing the potential of children and teens, promoting healthy living and fostering a sense of social responsibility. Ymca camp pendalouan provides financial assistance to approximately 40% of summer campers as well as several outdoor education students. Michigan servces summer campers, provides outdoor education for local schools and hosts retreats and rentals. With a commitment to nurturing the potential of children and teens, promoting healthy living and fostering a sense of social responsibility. Ymca camp pendalouan provides financial assistance to approximately 40% of summer campers as well as several outdoor education students.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and some filed totals do not add up.
Rating breakdown
- Financial Efficiency: 73
- Transparency & Controls: 86
- Accountability: 100
- Sustainability: 48
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 81.1%; rating input score 81
- Program expense ratio: 83.8%; rating input score 84
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 93.3%; rating input score 93; 18th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 8 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 3.4%; rating input score 38; 38th percentile among comparable filings
- Total-asset coverage ratio: 1.87; rating input score 55; 55th percentile among comparable filings
- Liabilities to assets ratio: 0.03; rating input score 67; 67th percentile among comparable filings
- Officer compensation ratio: 5.3%; rating input score 55; 55th percentile among comparable filings
Growth
- Program expense growth: 2.1% per year; rating input score 100; 20th percentile among comparable filings
- Revenue growth: 1.4% per year; rating input score 100; 13th percentile among comparable filings
- Asset growth: 9% per year; rating input score 100; 53rd percentile among comparable filings
Details
- What they do: 1 programs and campaigns described on the official site
- Where the money goes: 81.1% of revenue deployed · 83.8% of spending went to programs
- Governance: 13 of 13 board members independent · 8 of 8 filing controls reported
- Programs: 3 filed program accomplishments · $1.9M in reported program spending
- Leadership: top reported pay $118K · 14 people listed
- Consistency: 27 of 28 current checks pass · 1 finding to review
- Schedules: 5 filed schedules · includes major donors
- Filing history: 12 filing years from 2013 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Sustainability: Operating margin scored 38/100.
- Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
- Review — Sustainability: Total-asset coverage ratio scored 55/100.
- Review — Sustainability: Officer compensation ratio scored 55/100.