Msda Charitable and Education Foundation

Nonprofit profile at a glance

EIN
521810697
IRS 990 coverage
2012–2024
Forms available
Form 990 2024, Form 990-T 2024
Location
Columbia, MD, USA
Phone
4109642880
Rating
72
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Private Independent Foundations

Official website

Reported finances

Revenue
$430,555
Expenses
$396,703
Assets
$2,117,357
Liabilities
$1,101,279

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

21 people listed

Executive titles in this filing

  • THOMAS A'BECKET (PRESIDENT)
  • DR JOAN EMBERLAND (VICE PRESIDENT)

Highest reported compensation

  • DR CELESTE ZIARA (TRUSTEE): $6,000 total reported compensation
  • DR CHARLES DORING (TRUSTEE): $5,000 total reported compensation
  • DR JAY NOKKEO (TRUSTEE): $2,000 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To improve the oral health of marylanders through education and support of programs that improve access to dental care.

What it reported doing in 2024

Temporary clinics - mission of mercy ("mom") clinics provide free dental care to those in need. The foundation supports these and similar clinics around the state of Maryland in a variety of ways - most importantly by volunteering. The work done at these clinics is dependent on the dedication of volunteers, dental professioanls, and technicians. The mom clinics are designed to treat patients now and to raise awareness about oral health coverage inequalities. The work done at these clinics is only a step in the right direction toward decreasing these disparities. There remains a great need for further education and fundamental, systemic support for oral health. Starting in 2021, the foundation rebranded mom clinics from large - scale events to more frequent, smaller mini-moms. Since then, the foundation has averaged two to four mini - moms per quarter. The foundation is excited to resume a large mom in september 2025. Additionally, starting in 2021, the foundation and its partners began hosting denture action days ("dad") clinics as a new service every four years. Another dad is scheduled for summer 2025. The foundation is looking at new models and alternatives to provide care to vulnerable populations. The foundation is investing in additional infection control measures to keep everyone safe at future clinics.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Multi-channel. The nonprofit split its reported program spending across 45% for direct work, 31% for grants, and 24% for affiliated organizations.

The verdict

SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and fundraising costs are high for each dollar raised.

Rating breakdown

  • Financial Efficiency: 54
  • Transparency & Controls: 94
  • Accountability: 84
  • Sustainability: 51
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 55.6%; rating input score 56
  • Program expense ratio: 60.3%; rating input score 60
  • Fundraising efficiency: $4.95 raised per $1 spent on fundraising; rating input score 22; 22nd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 80th percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 5 of 8 controls in place; rating input score 62
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 7.9%; rating input score 56; 56th percentile among comparable filings
  • Total-asset coverage ratio: 5.34; rating input score 80; 80th percentile among comparable filings
  • Liabilities to assets ratio: 0.52; rating input score 10; 10th percentile among comparable filings
  • Officer compensation ratio: Limited

Growth

  • Program expense growth: 4.7% per year; rating input score 100; 52nd percentile among comparable filings
  • Revenue growth: -1.1% per year; rating input score 0; 19th percentile among comparable filings
  • Asset growth: 2.4% per year; rating input score 100; 35th percentile among comparable filings

Details

  • Where the money goes: 55.6% of revenue deployed · 60.3% of spending went to programs
  • Governance: 21 of 21 board members independent · 5 of 8 filing controls reported
  • Programs: 2 filed program accomplishments · $239K in reported program spending
  • Leadership: top reported pay $6K · 21 people listed
  • Consistency: 29 of 29 current checks pass
  • Schedules: 6 filed schedules · includes major donors and grants
  • Filing history: 13 filing years from 2012 to 2024
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: 4 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 56/100.
  • High — Financial Efficiency: Fundraising efficiency scored 22/100.
  • Review — Accountability: Governance controls: 2 of 7 not reported.
  • High — Growth: Revenue growth scored 0/100.
  • Review — Sustainability: Operating margin scored 56/100.
  • High — Sustainability: Liabilities to assets ratio scored 10/100.