Montgomery County Senior Sports Association MCSSA
Legal name: Montgomery County Senior Sports Association
Nonprofit profile at a glance
- EIN
- 521848310
- IRS 990-EZ coverage
- 2021–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990-EZ 2025, Form 990-N 2013
- Location
- Gaithersburg, MD, US
- Phone
- 4437227348
- Rating
- 86
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Recreation& Sports N.E.C.
Reported finances
- Revenue
- $68,019
- Expenses
- $63,567
- Assets
- $123,655
- Liabilities
- $39,190
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
8 people listed
Executive titles in this filing
- Paul Loube (President, Commissioner)
- Lance Hoboy (Vice President,Treasurer)
People named in this filing
- Paul Loube (President, Commissioner)
- Lance Hoboy (Vice President,Treasurer)
- Carmen Campbell (Commissioner)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To promote senior sports, especially softball, in Montgomery County by passing the word along to all available programs provided by the Recreation Department. By publicizing and bringing attention to senior sports through all available media outlets, the MCSSA Board believed their goal would be successful. The goal was to provide the opportunity for seniors of all abilities and all ages to compete and stay healthy.
What it reported doing in 2025
The association sponsors a variety of softball leagues for seniors. The morning and evening leagues are structured by age (men 50+, 55+,60+,65+,70+, and women 40+. Over 600 seniors participate in the league games. The purpose is to improve the health of seniors and improve their quality of life through exercise.
Operating model
- Revenue model
- Earned-program. 87% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and liabilities are high compared with assets.
Rating breakdown
- Financial Efficiency: 91
- Transparency & Controls: 82
- Sustainability: 53
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 88.7%; rating input score 89
- Program expense ratio: 94.7%; rating input score 95
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Limited
Sustainability
- Operating margin: 6.5%; rating input score 56; 56th percentile among comparable filings
- Total-asset coverage ratio: 1.95; rating input score 65; 65th percentile among comparable filings
- Liabilities to assets ratio: 0.32; rating input score 10; 10th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: 7.6% per year; rating input score 100; 66th percentile among comparable filings
- Revenue growth: 2.5% per year; rating input score 100; 60th percentile among comparable filings
- Asset growth: 8.7% per year; rating input score 100; 67th percentile among comparable filings
Details
- What they do: 4 programs and campaigns described on the official site · 1 operating location identified
- Where the money goes: 88.7% of revenue deployed · 94.7% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 4 filed program accomplishments · $60K in reported program spending
- Leadership: top reported pay $0 · 8 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 2 filed schedules
- Filing history: 5 filing years from 2021 to 2025
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Sustainability: Operating margin scored 56/100.
- High — Sustainability: Liabilities to assets ratio scored 10/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.