Monroe County Opportunity Program

Nonprofit profile at a glance

EIN
381814239
IRS 990 coverage
2009–2024
Forms available
Form 990 2024
Location
Monroe, MI, USA
Phone
7342412775
Rating
86
Verdict
STRONG
Rating confidence
Moderate
Sector
Human Service Organizations

Official website

Reported finances

Revenue
$7,831,390
Expenses
$7,684,448
Assets
$3,053,755
Liabilities
$895,185

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

21 people listed

Executive titles in this filing

  • STEPHANIE KASPRZAK (EXECUTIVE DIRECTOR)

Highest reported compensation

  • STEPHANIE KASPRZAK (EXECUTIVE DIRECTOR): $123,384 total reported compensation
  • BILLIEJO DYE (FINANCE DIRECTOR): $102,490 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Mcop provides services to low-income individuals and families in monroe county. Mcop meets the needs of the low-income community by administering millions of dollars of federal, state, local, and private funds to achieve the mission of improving the quality of life and promoting self-sufficiency through community action.

What it reported doing in 2024

The aging and disabled resources programs link seniors with services and benefits for which they may qualify through home visits to assess appropriate community involvement, including community resource handbook, save a life program, elderly prescription insurance coverage center, tax credits, medicaid/medicare applications, senior prescription assistance program, senior fuel and unmet emergency needs program, and home injury control. Additional services provided to seniors at low or no cost are home chore and maintenance tasks, including lawn mowing, snow shoveling, cleaning gutters, minor carpentry, electrical and plumbing repairs, and installing storm windows and air conditioners to improve safety in and outside the home. The organization also assists other monroe county residents with daily routines, such as homemaking and personal care tasks so that clients may remain living independently in their own homes. Respite care is also available for caregivers. Transportation is provided for eligible passengers to medical appointments and other non-emergency trips throughout southeastern Michigan and toledo, Ohio with vans equipped with wheelchair lifts and seating for six to ten passengers.

Operating model

Revenue model
Grant-funded. 66% of the money available for current operations came from government grants.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some related-organization disclosures are missing and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 83
  • Transparency & Controls: 87
  • Accountability: 100
  • Sustainability: 35
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 92.5%; rating input score 93
  • Program expense ratio: 94.3%; rating input score 94
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 93.8%; rating input score 94; 20th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: No; rating input score 0

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 1.9%; rating input score 41; 41st percentile among comparable filings
  • Total-asset coverage ratio: 0.4; rating input score 13; 13th percentile among comparable filings
  • Liabilities to assets ratio: 0.29; rating input score 35; 35th percentile among comparable filings
  • Officer compensation ratio: 2.9%; rating input score 69; 69th percentile among comparable filings

Growth

  • Program expense growth: 12.1% per year; rating input score 100; 71st percentile among comparable filings
  • Revenue growth: 6.6% per year; rating input score 100; 52nd percentile among comparable filings
  • Asset growth: 3% per year; rating input score 100; 24th percentile among comparable filings

Details

  • Where the money goes: 92.5% of revenue deployed · 94.3% of spending went to programs
  • Governance: 18 of 18 board members independent · 9 of 9 filing controls reported
  • Programs: 6 filed program accomplishments · $7.2M in reported program spending
  • Leadership: top reported pay $123K · 21 people listed
  • Highest-paid contractors: 5 contractors listed · $651K reported
  • Consistency: 32 of 33 current checks pass · 1 finding to review
  • Schedules: 6 filed schedules · includes major donors
  • Filing history: 16 filing years from 2009 to 2024
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Related organizations: 2 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Related-party transparency scored 0/100.
  • Moderate — Sustainability: Operating margin scored 41/100.
  • High — Sustainability: Total-asset coverage ratio scored 13/100.
  • Review — Transparency & Controls: Schedule R controlled transactions itemized did not reconcile in the filed values.
  • Moderate — Sustainability: Liabilities to assets ratio scored 35/100.