Money Intellect Org
Nonprofit profile at a glance
- EIN
- 861488393
- IRS 990-EZ coverage
- 2025–2025
- Forms available
- Form 990-EZ 2025, Form 990-N 2024
- Location
- Torrance, CA, USA
- Phone
- 3107566395
- Rating
- 80
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Employment Procurement Assistance
Reported finances
- Revenue
- $156,680
- Expenses
- $118,414
- Assets
- $61,266
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
7 people listed
Executive titles in this filing
- Jaream Skillern (Executive Director)
People named in this filing
- Jaream Skillern (Executive Director)
- Kyle Momon (Vice chair)
- Shari Mims (Treasurer)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To provide financial literacy education, career development, leadership training, and supportive services that promote economic self-sufficiency and improve the quality of life for low-income youth, families, formerly incarcerated individuals, and other underserved populations.
What it reported doing in 2025
Money Intellect provides free financial education, career readiness, entrepreneurship training, and workforce development services to low-income youth, justice- impacted re entering from incarceration and families throughout Los Angeles County. Participants receive instruction in budgeting, credit, banking, saving, investing, career planning, resume development, interview preparation, college and vocational guidance, and employment readiness through online and in-person programming. Hundreds of youth and low-income residents participated in financial education and career development activities during the year. Participants gained practical financial management skills, improved employment readiness, and increased access to educational and career opportunities through individualized coaching and educational workshops.
Operating model
- Revenue model
- Donor-supported. 95% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 74
- Transparency & Controls: 100
- Sustainability: 55
- Growth: NotEnoughData
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 65.9%; rating input score 66
- Program expense ratio: 87.2%; rating input score 87
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: 24.4%; rating input score 76; 76th percentile among comparable filings
- Total-asset coverage ratio: 0.52; rating input score 39; 39th percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: Limited
- Asset growth: Limited
Details
- Where the money goes: 65.9% of revenue deployed · 87.2% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 3 filed program accomplishments · $103K in reported program spending
- Leadership: top reported pay $0 · 7 people listed
- Consistency: 6 of 6 current checks pass
- Schedules: 3 filed schedules
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Sustainability: Total-asset coverage ratio scored 39/100.