Mission for Wisdom and Hope

Nonprofit profile at a glance

EIN
991925567
IRS 990 coverage
2024–2025
Forms available
Form 990 2025
Location
Toledo, OH, USA
Phone
5673161922
Rating
75
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Emergency Assistance

Reported finances

Revenue
$480,715
Expenses
$1,141,392
Assets
$18,119
Liabilities
$18,049

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

3 people listed

Executive titles in this filing

  • GEOFFREY ROSE (PRESIDENT)
  • GARY LUNDY (VICE PRESIDENT)

People named in this filing

  • GEOFFREY ROSE (PRESIDENT)
  • GARY LUNDY (VICE PRESIDENT)
  • RUDI SCHWARZKOPF (SECRETARY/TREASURER)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Our mission is to offer support and relief to those experiencing financial hardship due to unforeseen circumstances such as natural disasters, medical emergencies, or sudden loss of income. Mission for wisdom and hope recognizes the importance of education and training in helping individuals and families create a more secure life and future. In addition to emergency financial assistance, we provide funding for educational programs, vocational training, and skills development initiatives that empower individuals to improve their economic prospects and achieve long-term stability.

What it reported doing in 2025

During times of disaster, such as hurricanes, earthquakes, or wildfires, mission for wisdom and hope mobilizes resources to provide immediate financial assistance to affected individuals and communities. Our emergency relief efforts include:1. Direct financial aid: we offer grants or financial assistance to individuals and families impacted by disasters to help cover essential needs such as temporary shelter, food, clothing, medical expenses, and other urgent expenses.2. Emergency response coordination: we collaborate with local emergency response agencies, government entities, and community organizations to coordinate relief efforts and ensure that assistance reaches those in need in a timely and efficient manner.3. Disaster preparedness and recovery programs: in addition to providing immediate assistance, we implement disaster preparedness and recovery programs to help communities build resilience and recover from the long-term effects of disasters. These programs may include financial literacy training, housing assistance, and job placement services. Through our emergency financial assistance programs, mission for wisdom and hope aims to alleviate the financial burdens faced by individuals and families in crisis, restore hope, and help communities rebuild and thrive in the aftermath of disasters.

Operating model

Revenue model
Donor-supported. 84% of the money available for current operations came from contributions and gifts.
Distribution model
Grant intermediary. The nonprofit sent 98% of its reported program spending out as grants.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. The filing reports few safeguards for money sent abroad and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 89
  • Transparency & Controls: 71
  • Accountability: 76
  • Sustainability: 10
  • Growth: 40

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 100%; rating input score 100
  • Program expense ratio: 99.9%; rating input score 100
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 91.7%; rating input score 92; 20th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: 0 of 8 controls in place; rating input score 0
    • Claims monitoring procedures: Fail
    • Requires narrative reports: Fail
    • Conducts field audits: Fail
    • May suspend future funding: Fail
    • Requires financial reports: Fail
    • Conducts site visits: Fail
    • Requires grant agreements: Fail
    • May require repayment: Fail
  • Grant itemization coverage: 99.5%; rating input score 100; 61st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 3 of 7 controls in place; rating input score 43
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: -137.4%; rating input score 1; 1st percentile among comparable filings
  • Total-asset coverage ratio: 0.02; rating input score 3; 3rd percentile among comparable filings
  • Liabilities to assets ratio: 1; rating input score 4; 4th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings

Growth

  • Program expense growth: 189.5% per year; rating input score 100; 100th percentile among comparable filings
  • Revenue growth: -58.3% per year; rating input score 0; 1st percentile among comparable filings
  • Asset growth: -191.7% per year; rating input score 0; 0th percentile among comparable filings

Details

  • Where the money goes: 100% of revenue deployed · 99.9% of spending went to programs
  • Governance: 3 of 3 board members independent · 3 of 7 filing controls reported
  • Programs: 1 filed program accomplishment · $1.1M in reported program spending
  • Leadership: top reported pay $0 · 3 people listed
  • Consistency: 18 of 19 current checks pass · 1 finding to review
  • Schedules: 6 filed schedules · includes major donors, foreign activity, and grants
  • Filing history: 2 filing years from 2024 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: 1 filed related-organization link
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Foreign activity oversight: 8 of 8 not reported.
  • Moderate — Accountability: Governance controls: 3 of 6 not reported.
  • High — Sustainability: Operating margin scored 1/100.
  • High — Growth: Revenue growth scored 0/100.
  • High — Sustainability: Total-asset coverage ratio scored 3/100.
  • High — Growth: Asset growth scored 0/100.
  • Review — Transparency & Controls: Foreign grant itemization did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 4/100.