Mind Card Inc
Nonprofit profile at a glance
- EIN
- 393424833
- IRS 990-EZ coverage
- 2025–2025
- Forms available
- Form 990-EZ 2025
- Location
- Niceville, FL, USA
- Rating confidence
- Limited
- Sector
- Counseling, Support Groups
Reported finances
- Revenue
- $5,729
- Expenses
- $3,860
- Assets
- $5,807
- Liabilities
- $50
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
3 people listed
Executive titles in this filing
- Tiffany Ruckel (Executive Director)
People named in this filing
- Tiffany Ruckel (Executive Director)
- Erin Buck (Secretary)
- John Krause Jr (Treasurer)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To increase access to mental health care by reducing financial barriers to therapy through a session-based assistance program helping individuals receive timely preventive support before reaching crisis.
What it reported doing in 2025
Mental Health Access Program: The organization provides financial assistance to individuals seeking outpatient mental health therapy by subsidizing up to $50 per session for a maximum of six sessions per participant. The program is designed to reduce financial barriers and enable timely access to licensed mental health providers before conditions escalate into crisis. Participants select their own therapists and licensed providers submit reimbursement requests for approved sessions. During the year the organization established partnerships with multiple providers and supported approximately 6 individuals in accessing therapy services. The program emphasizes early intervention continuity of care and increased accessibility to mental health resources.
Operating model
- Revenue model
- Donor-supported. 100% of the money available for current operations came from contributions and gifts.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 100
- Sustainability: 65
- Growth: NotEnoughData
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: 32.6%; rating input score 82; 82nd percentile among comparable filings
- Total-asset coverage ratio: 1.5; rating input score 58; 58th percentile among comparable filings
- Liabilities to assets ratio: 0.01; rating input score 25; 25th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: Limited
- Asset growth: Limited
Details
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: Filed governance answers
- Accomplishments: 1 filed program accomplishment
- Leadership: top reported pay $0 · 3 people listed
- Consistency: 7 of 7 current checks pass
- Schedules: 3 filed schedules
- Contacts: How to reach this organization
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Sustainability: Total-asset coverage ratio scored 58/100.
- High — Sustainability: Liabilities to assets ratio scored 25/100.
- Review — Sustainability: Officer compensation ratio scored 56/100.