Midcoast Maine Community Action

Nonprofit profile at a glance

EIN
010315732
IRS 990 coverage
2011–2024
Forms available
Form 990 2024
Location
Bath, ME, USA
Phone
2074427963
Rating
85
Verdict
STRONG
Rating confidence
Moderate
Sector
Human Service Organizations

Official website

Reported finances

Revenue
$6,743,325
Expenses
$6,994,882
Assets
$5,903,504
Liabilities
$3,422,964

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

20 people listed

Highest reported compensation

  • CLAIRE BERKOWITZ (EXECUTIVE DI): $123,683 total reported compensation
  • LINDSAY MITCHELL (FINANCE DIRE): $88,659 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To empower individuals and famalies to gain knowledge and skills to achieve self-sufficiency.

What it reported doing in 2024

Child and family services - the child and family services department provides the following programs and services: mmca's head start and early head start programs provide free high-quality, early childhood education for income-qualified families. Early head start serves children 6 weeks to 3 years old. Head start serves preschoolers 3 to 5 years old. These free programs give parents/ caregivers the time they need to work or go to school while their child has a chance to learn, socialize, get nutritious meals and snacks, and play in a licensed center with caring, qualified teachers. Each center helps families find assistance in challenging times with dedicated family advocates. Home visiting is also provided to families not enrolled in center based care. In fy2025, mmca served 187 children and their families in head start/early head start. The whole families program includes a focus on the entire family with a flexible definition of "family." the model is strength-based and family- focused and encourages teamwork between family, agency, and community resources. It includes an assessment for measuring levels of risk and promotes problem-solving skills that identify and eliminate barriers to self-sufficiency. The whole families model includes a comprehensive range of activities to assist participating families to achieve self-sufficiency goals through coordinated access to community services and on-going coaching support. In fy2025, mmca served 49 clients in whole families. The child and adult care feeding program (cacfp) is a federally funded program that is administered by the states to ensure that eligible children have access to healthy, nutritious food. Mmca uses cacfp funding to provide healthy meals to children enrolled in our head start centers. In fy2025, mmca fed 187 children with cacfp. Families can serves as the state of Maine's designated child abuse and neglect prevention council for the greater brunswick area and sagadahoc county. The program is dedicated to strengthening families, promoting healthy child development, and preventing child abuse through education, support, and community collaboration. The program provides mandated reporter training to staff at local social service organizations, school districts, and other programs that serve children. This training equips professionals with the knowledge and tools needed to recognize and report suspected child abuse and neglect in accordance with Maine law. In addition to professional training, families can offers a variety of parenting classes and workshops designed for the general public, as well as for individuals referred to us by partner agencies. These programs focus on strengthening parenting skills, building healthy family relationships, and promoting child well-being. In fy2025, mmca served 67 people through families can.

Operating model

Revenue model
Grant-funded. 95% of the money available for current operations came from government grants.
Distribution model
Direct operator. The filing allocates 96% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 75
  • Transparency & Controls: 94
  • Accountability: 100
  • Sustainability: 30
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 86.4%; rating input score 86
  • Program expense ratio: 83.3%; rating input score 83
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 72nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 8 of 8 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -3.7%; rating input score 22; 22nd percentile among comparable filings
  • Total-asset coverage ratio: 0.84; rating input score 31; 31st percentile among comparable filings
  • Liabilities to assets ratio: 0.58; rating input score 17; 17th percentile among comparable filings
  • Officer compensation ratio: 3%; rating input score 69; 69th percentile among comparable filings

Growth

  • Program expense growth: 4.5% per year; rating input score 100; 36th percentile among comparable filings
  • Revenue growth: 4.4% per year; rating input score 100; 37th percentile among comparable filings
  • Asset growth: 4.2% per year; rating input score 100; 30th percentile among comparable filings

Details

  • Where the money goes: 86.4% of revenue deployed · 83.3% of spending went to programs
  • Governance: 18 of 18 board members independent · 8 of 8 filing controls reported
  • Programs: 3 filed program accomplishments · $5.8M in reported program spending
  • Leadership: top reported pay $124K · 20 people listed
  • Consistency: 36 of 36 current checks pass
  • Schedules: 5 filed schedules · includes major donors and grants
  • Filing history: 14 filing years from 2011 to 2024
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

Grant-readiness screening is separate from the live rating, not a measure of program quality. Review the source records before making a grant decision.

  • High — Sustainability: Operating margin scored 22/100.
  • Moderate — Sustainability: Total-asset coverage ratio scored 31/100.
  • High — Sustainability: Liabilities to assets ratio scored 17/100.
  • High — Grant Readiness: Federal audit findings: this organization reported findings in its latest federal Single Audit.