Miami County YMCA
Legal name: Miami County Young Men's Christian Association Inc
Nonprofit profile at a glance
- EIN
- 350893512
- IRS 990 coverage
- 2010–2025
- Official website data refreshed
- Sep 2026
- Forms available
- Form 990 2025
- Location
- Peru, IN, USA
- Phone
- 7654721979
- Rating
- 92
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Young Men's or Women's Associations
- Affiliation
- Christianity
Reported finances
- Revenue
- $3,458,004
- Expenses
- $3,604,098
- Assets
- $17,585,603
- Liabilities
- $6,820,853
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
16 people listed
Highest reported compensation
- MARK DEMCHAK (EXEC. DIR.): $113,313 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
The miami county ymca is a charitable, community service organization that includes men, women, and children of all ages, abilities, incomes, races, and religions. We are dedicated to building strong kids, families and communities by putting christian principles into practice through programs that promote healthy lifestyles, strong values, leadership development, and community interaction. Everyone is welcome at our ymca, regardless of the ability to pay-all who are in need can receive financial assistance for memberships and programs. The ymca is founded and led by volunteers from our community. Volunteers also serve as mentors, coaches, program leaders, and instructors and more. The ymca believes we all need to belong-a place where we genuinely care about one another; where we pull together for a common cause; where we treat each other with loving kindness, open communication, and support; where we share in decisions. The ymca nurtures children, supports families, and strengthens soc
What it reported doing in 2025
Social responsibility: we connect people and organizations to bridge community gaps by collaborating with other community strengthening organizations and advocating for issues consistent with our mission and values. Social responsibility activities include the y transit program, serving on outside committees and task forces, cross-agency partnerships, advocacy and support for community strengthening projects and initiatives, and promotion of character values, volunteerism, and community collaboration. The y is also the lead agency in a community wide effort to prevent the abuse of alcohol, tobacco, and drugs by youth and adults-a good example of how we listen and respond to our community's most critical social needs through leadership and collaboration.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 99% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and liabilities are high compared with assets.
Rating breakdown
- Financial Efficiency: 93
- Transparency & Controls: 92
- Accountability: 100
- Sustainability: 42
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 96.6%; rating input score 97
- Program expense ratio: 92.6%; rating input score 93
- Fundraising efficiency: $35.1 raised per $1 spent on fundraising; rating input score 72; 72nd percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
- Governance controls: 8 of 8 controls in place; rating input score 100
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: Pass
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: -4.2%; rating input score 17; 17th percentile among comparable filings
- Total-asset coverage ratio: 4.88; rating input score 80; 80th percentile among comparable filings
- Liabilities to assets ratio: 0.39; rating input score 21; 21st percentile among comparable filings
- Officer compensation ratio: 3.1%; rating input score 69; 69th percentile among comparable filings
Growth
- Program expense growth: 9.9% per year; rating input score 100; 60th percentile among comparable filings
- Revenue growth: 7.4% per year; rating input score 100; 54th percentile among comparable filings
- Asset growth: 19.1% per year; rating input score 100; 83rd percentile among comparable filings
Details
- What they do: Mission, programs, and operating context captured from the official website.
- Where the money goes: 96.6% of revenue deployed · 92.6% of spending went to programs
- Governance: 15 of 15 board members independent · 8 of 8 filing controls reported
- Programs: 3 filed program accomplishments · $3.3M in reported program spending
- Leadership: top reported pay $113K · 16 people listed
- Consistency: 32 of 32 current checks pass
- Schedules: 5 filed schedules · includes major donors
- Filing history: 16 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Sustainability: Operating margin scored 17/100.
- High — Sustainability: Liabilities to assets ratio scored 21/100.