MFI Recovery Center

Legal name: Mfi Recovery Center Inc

Nonprofit profile at a glance

EIN
952833715
IRS 990 coverage
2012–2024
Official website data refreshed
Sep 2026
Forms available
Form 990 2024
Location
Banning, CA, US
Phone
(800) 499-3008
Rating
78
Verdict
SUPPORTED
Rating confidence
Moderate

Official website

Reported finances

Revenue
$34,839,757
Expenses
$29,046,033
Assets
$28,743,698
Liabilities
$6,841,291

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

16 people listed

Executive titles in this filing

  • STEVEN HOBSON (CEO)

Highest reported compensation

  • JASON POPLAR (DIRECTOR OF IT): $230,115 total reported compensation
  • DENISE ARELLANO (CFO): $216,951 total reported compensation
  • KIMBERLY ARNETT (HIGHLY COMPENSATED EMPLOYEE): $193,746 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To provide comprehensive substance abuse recovery and behavioral health services to help individuals and families achieve and maintain a healthy and productive lifestyle.

What it reported doing in 2024

Residential treatment: the organization provides comprehensive residential treatment services across multiple facilities serving men, women, and individuals with co-occurring mental health and substance use disorders. Programs include a 56-bed men's residential facility serving approximately 460 individuals annually; a 44-bed women's and children's program serving approximately 190 women and 340 children, allowing mothers to receive treatment while maintaining family unity; and a 31-bed women's program designed for older adults with co-occurring disorders, supporting transition to lower levels of care. In addition, a 92-bed adult mental health facility provides 24-hour non-medical care and supervision for individuals with mental, physical, or developmental disabilities. The organization also operates transitional housing with 36 beds across four homes, offering structured, supervised living environments where clients develop essential life skills and continue their recovery as they transition from residential to outpatient care.

Operating model

Revenue model
Grant-funded. 93% of the money available for current operations came from government grants.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Total assets are small relative to annual expenses; liquid coverage is unknown and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 73
  • Transparency & Controls: 74
  • Accountability: 95
  • Sustainability: 60
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 75.7%; rating input score 76
  • Program expense ratio: 90.5%; rating input score 91
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 62nd percentile among comparable filings
  • Pay-setting controls: 2 of 6 controls in place; rating input score 33
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Missing
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 66th percentile among comparable filings
  • Governance controls: 8 of 9 controls in place; rating input score 89
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 16.6%; rating input score 78; 78th percentile among comparable filings
  • Total-asset coverage ratio: 0.99; rating input score 36; 36th percentile among comparable filings
  • Liabilities to assets ratio: 0.24; rating input score 54; 54th percentile among comparable filings
  • Officer compensation ratio: 4.8%; rating input score 52; 52nd percentile among comparable filings

Growth

  • Program expense growth: 13.2% per year; rating input score 100; 80th percentile among comparable filings
  • Revenue growth: 14.5% per year; rating input score 100; 86th percentile among comparable filings
  • Asset growth: 14.9% per year; rating input score 100; 81st percentile among comparable filings

Details

  • What they do: 8 programs and campaigns described on the official site · 5 operating locations identified
  • Where the money goes: 75.7% of revenue deployed · 90.5% of spending went to programs
  • Governance: 6 of 6 board members independent · 8 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $26.3M in reported program spending
  • Leadership: top reported pay $230K · 16 people listed · 2 of 6 pay-setting controls reported
  • Highest-paid contractors: 1 contractor listed · $241K reported
  • Consistency: 29 of 30 current checks pass · 1 finding to review
  • Schedules: 5 filed schedules · includes major donors and executive pay
  • Filing history: 13 filing years from 2012 to 2024
  • Contacts: How to reach this organization
  • Money network: 8 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Sustainability: Total-asset coverage ratio scored 36/100.
  • Review — Accountability: Governance controls: Other executive compensation review process not reported.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • Review — Sustainability: Officer compensation ratio scored 52/100.
  • Review — Sustainability: Liabilities to assets ratio scored 54/100.