Metropolitan Interfaith Council on Affordable Housing
Nonprofit profile at a glance
- EIN
- 411715777
- IRS 990 coverage
- 2022–2025
- Forms available
- Form 990 2025, Form 990-EZ 2020
- Location
- Saint Paul, MN, USA
- Phone
- 6516460612
- Rating
- 76
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Housing Rehabilitation
- Affiliation
- Interfaith
Reported finances
- Revenue
- $155,949
- Expenses
- $151,322
- Assets
- $74,523
- Liabilities
- $3,833
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
16 people listed
Executive titles in this filing
- Gary Kwong (Board President)
- Edward McDonald (Board Vice President)
- Sue Watlov-Phillips (Executive Director)
Highest reported compensation
- Sue Watlov-Phillips (Executive Director): $58,500 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
MICAH envisions a metropolitan area where everyone without exception has a decent, safe, accessible and affordable home
What it reported doing in 2025
MICAH has expanded our Speakers Bureau- We are your Neighbors with over 14 people who have experienced homelessness, housing instability or discrimination from the diversity of folks in our community involved in sharing their stories. They have been presenting their stories, barriers to accessing resources and their solutions to Congregations, Minnesota Interagency Council on Homelessness meetings, State and National Conferences and at the State Capitol. This has been coordinated by a MICAH Board Member, Linda Soderstrom and funded primarily through Catholic Campaign for Human Development. MICAH six regional chapters work with people impacted, faith communities, organizations, policy makers and community members to prevent homelessness, address immediate needs of people experiencing homelessness and to rehab and develop a diversity of rental and homeownership opportunities. All six chapters held a Community Housing Fair in The fall. with 30 to 200 people participating in those events We did a metro -wide/all chapter Policy breakfast, where over 100 people attended in person and via zoom, to share local concerns with policy makers and for policy makers to share how they are trying to solve those concerns. MICAH continues to provide leadership in advocacy and education at State and local led by people who have experienced homelessness, housing instability or discrimination from the diversity of folks in our community. We expanded our Leadership in Homes for All, a Statewide Campaign, to provide create resources for entire continuum to housing. MICAH continues to work on two public transit lines, the Purple and Blueline by ensuring stops meets the needs of people with limited income and ensuring people are not displaced from their housing and/or small businesses in the development of the transit line.
Operating model
- Revenue model
- Donor-supported. 92% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and fundraising costs are high for each dollar raised.
Rating breakdown
- Financial Efficiency: 74
- Transparency & Controls: 92
- Accountability: 79
- Sustainability: 31
- Growth: 20
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 77.5%; rating input score 78
- Program expense ratio: 79.9%; rating input score 80
- Fundraising efficiency: $11.19 raised per $1 spent on fundraising; rating input score 40; 40th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 4 of 8 controls in place; rating input score 50
- Conflict-of-interest policy: Pass
- Whistleblower policy: Fail
- Document-retention policy: Pass
- CEO compensation review process: Fail
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 3%; rating input score 43; 43rd percentile among comparable filings
- Total-asset coverage ratio: 0.49; rating input score 24; 24th percentile among comparable filings
- Liabilities to assets ratio: 0.05; rating input score 27; 27th percentile among comparable filings
- Officer compensation ratio: 38.7%; rating input score 7; 7th percentile among comparable filings
Growth
- Program expense growth: -0.9% per year; rating input score 0; 25th percentile among comparable filings
- Revenue growth: -1% per year; rating input score 0; 17th percentile among comparable filings
- Asset growth: 0.3% per year; rating input score 100; 23rd percentile among comparable filings
Details
- Where the money goes: 77.5% of revenue deployed · 79.9% of spending went to programs
- Governance: 15 of 15 board members independent · 4 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $121K in reported program spending
- Leadership: top reported pay $58K · 16 people listed
- Consistency: 20 of 20 current checks pass
- Schedules: 4 filed schedules · includes major donors
- Filing history: 4 filing years from 2022 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: 3 of 7 not reported.
- Moderate — Financial Efficiency: Fundraising efficiency scored 40/100.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- Moderate — Sustainability: Operating margin scored 43/100.
- High — Sustainability: Total-asset coverage ratio scored 24/100.
- High — Sustainability: Officer compensation ratio scored 7/100.
- High — Sustainability: Liabilities to assets ratio scored 27/100.