Mental Health Cooperative
Legal name: Mental Health Cooperative Inc
Nonprofit profile at a glance
- EIN
- 582018687
- IRS 990 coverage
- 2009–2024
- Official website data refreshed
- Aug 2026
- Forms available
- Form 990 2024, Form 990-T 2024
- Location
- Nashville, Tennessee, US
- Phone
- 615-743-1555
- Rating
- 76
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Community Mental Health Center
Reported finances
- Revenue
- $94,185,119
- Expenses
- $86,809,505
- Assets
- $153,539,808
- Liabilities
- $31,706,885
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
22 people listed
Executive titles in this filing
- MICHELLE SCHAFER (CEO)
- PAM WOMACK (CEO (ENDING 6/30/24))
Highest reported compensation
- ALI MOHSIN (MEDICAL DIRECTOR): $566,538 total reported compensation
- DAVID WILSON (CFO): $534,854 total reported compensation
- PAM WOMACK (CEO (ENDING 6/30/24)): $411,358 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To provide compassionate, accessible mental health care to all Tennesseans, regardless of their ability to pay.
What it reported doing in 2024
Mental health cooperative, inc. (mhc) provides individuals, living at or below the poverty level, with access to mental health services through community-based care management and outreach services, mobile crisis response/emergency psychiatric services, psychotherapy, psychiatric clinic, primary care and clinical evaluation. Mhc delivers these services through an integrated care approach that focuses on both the behavioral health needs and the physical health needs of the individual. Mhc serves adults with severe mental illness and children with serious emotional challenges with locations across middle and east Tennessee.
Operating model
- Revenue model
- Earned-program. 80% of the money available for current operations came from fees and other program revenue.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 68
- Transparency & Controls: 74
- Accountability: 95
- Sustainability: 58
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 73.7%; rating input score 74
- Program expense ratio: 80.1%; rating input score 80
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 68th percentile among comparable filings
- Pay-setting controls: 2 of 6 controls in place; rating input score 33
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Pass
- Board or committee approval: Pass
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 77th percentile among comparable filings
- Governance controls: 8 of 9 controls in place; rating input score 89
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: Pass
- Form 990 shared with the board: Fail
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 7.8%; rating input score 66; 66th percentile among comparable filings
- Total-asset coverage ratio: 1.77; rating input score 59; 59th percentile among comparable filings
- Liabilities to assets ratio: 0.21; rating input score 68; 68th percentile among comparable filings
- Officer compensation ratio: 5.7%; rating input score 13; 13th percentile among comparable filings
Growth
- Program expense growth: 8.9% per year; rating input score 100; 69th percentile among comparable filings
- Revenue growth: 8.1% per year; rating input score 100; 67th percentile among comparable filings
- Asset growth: 11.9% per year; rating input score 100; 78th percentile among comparable filings
Details
- What they do: 8 programs and campaigns described on the official site · 4 operating locations identified
- Where the money goes: 73.7% of revenue deployed · 80.1% of spending went to programs
- Governance: 8 of 8 board members independent · 8 of 9 filing controls reported
- Programs: 1 filed program accomplishment · $69.6M in reported program spending
- Leadership: top reported pay $567K · 22 people listed · 2 of 6 pay-setting controls reported
- Highest-paid contractors: 5 contractors listed · $3.6M reported
- Consistency: 34 of 34 current checks pass
- Schedules: 7 filed schedules · includes major donors and executive pay
- Filing history: 16 filing years from 2009 to 2024
- Contacts: How to reach this organization
- Money network: 14 filed money-flow records
- Related organizations: 3 filed related-organization links
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
- Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Accountability: Governance controls: Form 990 shared with the board not reported.
- Review — Sustainability: Total-asset coverage ratio scored 59/100.
- High — Sustainability: Officer compensation ratio scored 13/100.