Max4kids Foundation Inc

Nonprofit profile at a glance

EIN
200447519
IRS 990-EZ coverage
2019–2025
Forms available
Form 990-EZ 2025
Location
Montgomery, AL, USA
Phone
3342602600
Rating
40
Verdict
MIXED
Rating confidence
Moderate
Sector
Public Foundations

Official website

Reported finances

Revenue
$101,538
Expenses
$99,245
Assets
$219,705
Liabilities
$52,420

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

11 people listed

Executive titles in this filing

  • Melissa Miller (Vice President)
  • Carrie Rauch (President)

People named in this filing

  • Kenneth Hill (Executive Advisor)
  • Melissa Miller (Vice President)
  • Anthony Williams (Secretary)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To insure that MAX4Kids has a major impact upon the lives of young people in the counties in which MAX Credit Union does business; To benefit children's charities in the counties in which MAX CU does business; To provide scholarships for graduating seniors in the counties in which MAX CU does business; To assist in funding programs that aid children and youth in the counties in which MAX CU does business; To hold fundraisers that will enable MAX4Kids Foundation, Inc. to accumulate the revenues necessary to fund the foundation; To enter into, make, and perform contracts of every kind for any lawful person, firm, corporation, association or governmental body; and To conduct and carry on the business of the foundation and to carry out any act in the best interest and furtherance of the Foundation as long as it does not interfere or conflict with the Code of Alabama or the By-laws if the foundation.

What it reported doing in 2025

MAX4Kids was able to provide 11 high school seniors with a five-thousand dollar scholarship each to assist with college tuition as they continue their educational journey. MAX4Kids was also able to donate funds to 10 children's charities in our communities to assist these organizations in meeting the needs of children. These organizations include children from our local communities; Kid One transport which takes children and expectant mothers without transportation to healthcare appointments; Valiant Cross Academy which inspires its students to make a difference in the lives of others through community service and challenges its students to become community leaders in a loving, stable learning environment.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

MIXED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.

Rating breakdown

  • Financial Efficiency: 0
  • Transparency & Controls: 82
  • Sustainability: 51
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 0%; rating input score 0
  • Program expense ratio: 0%; rating input score 0

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 2.3%; rating input score 38; 38th percentile among comparable filings
  • Total-asset coverage ratio: 2.21; rating input score 82; 82nd percentile among comparable filings
  • Liabilities to assets ratio: 0.24; rating input score 14; 14th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: 13% per year; rating input score 100; 65th percentile among comparable filings
  • Revenue growth: 3.6% per year; rating input score 100; 37th percentile among comparable filings
  • Asset growth: 14.8% per year; rating input score 100; 70th percentile among comparable filings

Details

  • Where the money goes: 0% of revenue deployed · 0% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment
  • Leadership: top reported pay $0 · 11 people listed
  • Consistency: 8 of 9 current checks pass · 1 finding to review
  • Schedules: 3 filed schedules
  • Filing history: 7 filing years from 2019 to 2025
  • Contacts: How to reach this organization
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Financial Efficiency: Mission deployment rate scored 0/100.
  • High — Financial Efficiency: Program expense ratio scored 0/100.
  • Moderate — Transparency & Controls: Part III transfer expenses within program total did not reconcile in the filed values.
  • Moderate — Sustainability: Operating margin scored 38/100.
  • High — Sustainability: Liabilities to assets ratio scored 14/100.