Loving with Mercy Ministries Inc

What it reported doing in 2025

Associate Pastors from different villagesIn 2025, our organization proudly supported 49 pastors for the Glory of God, by providing essential, food supplies for their respective communities. This initiative was part of our larger ongoing effort to address food insecurity and ensure that vulnerable populations have access to nutritious meals. Partnering with local pastors, who are deeply connected in their communities, we were able to efficiently and effectively share the Word of God and distribute food to those in need.Evangelistic Community Outreaches. In 2025, Loving with Mercy Ministries, with the help of our generous donors, reached out to over 6,000 families in 102 different needy communities. We shared our faith in Jesus through hosting events, providing support, food, clothing, and other resources, and engaging in conversations to spread the teachings of Christianity. Our goal is to encourage others to embrace our faith in Jesus.LWM delivered food to the homes of five groups of seniors every five weeks. These seniors are not able to work anymore and have no income. In many rural areas, access to healthcare can be very limited. To address this gap, with the purpose to show the love of God, we provide free medical attention and free medicine. The initiative also addresses nutritional needs by providing food packages for individuals and families to take home.

Financial Efficiency

• Mission deployment rate: 80.5%; rating input score 81
• Program expense ratio: 91%; rating input score 91
• Fundraising efficiency: $366.4 raised per $1 spent on fundraising; rating input score 94; 94th percentile among comparable filings

Transparency & Controls

• Consistency checks: 90.9%; rating input score 91; 15th percentile among comparable filings
• Pay-setting controls: Limited
• Foreign activity oversight: 1 of 8 controls in place; rating input score 12
  • Claims monitoring procedures: Pass
  • Requires narrative reports: Limited
  • Conducts field audits: Limited
  • May suspend future funding: Limited
  • Requires financial reports: Limited
  • Conducts site visits: Limited
  • Requires grant agreements: Limited
  • May require repayment: Limited
• Grant itemization coverage: 100%; rating input score 100; 81st percentile among comparable filings
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
• Governance controls: 0 of 7 controls in place; rating input score 0
  • Conflict-of-interest policy: Fail
  • Whistleblower policy: Fail
  • Document-retention policy: Fail
  • CEO compensation review process: NotApplicable
  • Other executive compensation review process: NotApplicable
  • Form 990 shared with the board: Fail
  • Board meeting minutes documented: Fail
  • Audit committee oversight: Missing
  • Independent financial-statement audit: Fail

Sustainability

• Operating margin: 11.6%; rating input score 59; 59th percentile among comparable filings
• Total-asset coverage ratio: 0.55; rating input score 27; 27th percentile among comparable filings
• Liabilities to assets ratio: 0; rating input score 77; 77th percentile among comparable filings
• Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings

Growth

• Program expense growth: Limited
• Revenue growth: 5% per year; rating input score 100; 48th percentile among comparable filings
• Asset growth: 11% per year; rating input score 100; 66th percentile among comparable filings