Loving and Healthy and Vibrant Marriages Inc
Nonprofit profile at a glance
- EIN
- 454358274
- IRS 990-EZ coverage
- 2015–2024
- Forms available
- Form 990 2019, Form 990-EZ 2024, Form 990-N 2014
- Location
- Baltimore, MD, USA
- Phone
- 4102055482
- Rating
- 81
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Personal Social Services
- Affiliation
- Judaism
Reported finances
- Revenue
- $165,463
- Expenses
- $184,527
- Assets
- $106,674
- Liabilities
- $0
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
4 people listed
Executive titles in this filing
- Carole Shavrick (President)
People named in this filing
- Carole Shavrick (President)
- Gerald Shavrick (Director)
- Avrum Shavrick (Director)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990-EZ. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To promote marriage harmony among Jewish couples - running and supporting programs that promote Marriage harmony (Jewish Taharas Mishpacha)
What it reported doing in 2024
Running Educational programming promoting Jewish Family Purity, including marriage harmony and teaching of Taharas Mishpacha laws to Jewish couples
Operating model
- Revenue model
- Donor-supported. 100% of the money available for current operations came from contributions and gifts.
- Distribution model
- Hybrid. The nonprofit split its reported program spending across 59% for direct work, and 41% for grants.
The verdict
STRONG - The filed numbers largely add up and a large share of available resources goes toward mission work. Expenses are high relative to revenue and program spending has declined or grown slowly.
Rating breakdown
- Financial Efficiency: 76
- Transparency & Controls: 100
- Sustainability: 35
- Growth: 20
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 79%; rating input score 79
- Program expense ratio: 70.8%; rating input score 71
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
Sustainability
- Operating margin: -11.5%; rating input score 14; 14th percentile among comparable filings
- Total-asset coverage ratio: 0.58; rating input score 42; 42nd percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 76; 76th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings
Growth
- Program expense growth: -9.5% per year; rating input score 0; 15th percentile among comparable filings
- Revenue growth: -1.7% per year; rating input score 0; 15th percentile among comparable filings
- Asset growth: 16.1% per year; rating input score 100; 75th percentile among comparable filings
Details
- Where the money goes: 79% of revenue deployed · 70.8% of spending went to programs
- Governance: Filed governance answers
- Accomplishments: 2 filed program accomplishments · $131K in reported program spending
- Leadership: top reported pay $0 · 4 people listed
- Consistency: 9 of 9 current checks pass
- Schedules: 3 filed schedules
- Filing history: 7 filing years from 2015 to 2024
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Sustainability: Operating margin scored 14/100.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- Moderate — Sustainability: Total-asset coverage ratio scored 42/100.