Love Without Reason Inc
Nonprofit profile at a glance
- EIN
- 261640273
- IRS 990 coverage
- 2014–2025
- Forms available
- Form 990 2025, Form 990-N 2012
- Location
- Chattanooga, TN, USA
- Phone
- 4234020607
- Rating
- 83
- Verdict
- STRONG
- Rating confidence
- Standard
- Sector
- Human Service Organizations
Reported finances
- Revenue
- $461,227
- Expenses
- $473,033
- Assets
- $256,632
- Liabilities
- $203,660
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
6 people listed
Executive titles in this filing
- Santhosh Mathews (PRESIDENT & CEO)
People named in this filing
- Santhosh Mathews (PRESIDENT & CEO)
- Susan Mathews (CHAIRWOMAN & CMO)
- Pramod Mathews (Board of director)
Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Love Without Reason is active in preventing human trafficking by providing free craniofacial surgery for children and adults born with facial differences and thereby reducing the risk of them being sold into sex, labor and organ harvesting networks.
What it reported doing in 2025
Love Without Reason provides free craniofacial (cleft lip and palate) surgeries to children and adults born with cleft and craniofacial birth defects, who face lifelong physical and emotional barriers to health, education, employment, and social acceptance.The organization delivers reconstructive surgery at no cost to patients through medical camps. Surgery is one part of a holistic treatment plan; the organization also provides counseling and relationship-building to restore each individuals confidence and self-esteem. During the year, Love Without Reason provided 250 free surgeries across 3 countries. To date, the organization has performed more than 1,500 free cleft and craniofacial surgeries for patients ranging in age from 3 months to 80 years. With this infrastructure and camp model in place, the program can be replicated across the globe continuing the work of the organizations inspiration, Philip Mathews: Until the World is Cleft Free.
Operating model
- Revenue model
- Donor-supported. 100% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 81
- Transparency & Controls: 100
- Accountability: 70
- Sustainability: 30
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 84.2%; rating input score 84
- Program expense ratio: 82.1%; rating input score 82
- Fundraising efficiency: $29.15 raised per $1 spent on fundraising; rating input score 64; 64th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 2 of 7 controls in place; rating input score 29
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -2.6%; rating input score 30; 30th percentile among comparable filings
- Total-asset coverage ratio: 0.54; rating input score 26; 26th percentile among comparable filings
- Liabilities to assets ratio: 0.79; rating input score 5; 5th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 67; 67th percentile among comparable filings
Growth
- Program expense growth: 15.1% per year; rating input score 100; 77th percentile among comparable filings
- Revenue growth: 13.3% per year; rating input score 100; 77th percentile among comparable filings
- Asset growth: 23.9% per year; rating input score 100; 86th percentile among comparable filings
Details
- Where the money goes: 84.2% of revenue deployed · 82.1% of spending went to programs
- Governance: 6 of 6 board members independent · 2 of 7 filing controls reported
- Programs: 2 filed program accomplishments · $388K in reported program spending
- Leadership: top reported pay $0 · 6 people listed
- Consistency: 21 of 21 current checks pass
- Schedules: 5 filed schedules · includes major donors
- Filing history: 11 filing years from 2014 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Accountability: Governance controls: 4 of 6 not reported.
- Moderate — Sustainability: Operating margin scored 30/100.
- High — Sustainability: Total-asset coverage ratio scored 26/100.
- High — Sustainability: Liabilities to assets ratio scored 5/100.