Love INC of Metro Tampa
Legal name: Love Inc of Metro Tampa Inc
Nonprofit profile at a glance
- EIN
- 812456286
- IRS 990 coverage
- 2018–2025
- Official website data refreshed
- Jul 2026
- Forms available
- Form 990 2025, Form 990-EZ 2019, Form 990-N 2017
- Location
- Tampa, FL, USA
- Phone
- 8134669166
- Rating
- 84
- Verdict
- STRONG
- Rating confidence
- Moderate
- Sector
- Religion Related N.E.C.
- Affiliation
- Christianity
Reported finances
- Revenue
- $348,501
- Expenses
- $339,031
- Assets
- $173,935
- Liabilities
- $0
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
5 people listed
Executive titles in this filing
- CHALETTE DAVIS (EXECUTIVE DIRECTOR)
Highest reported compensation
- CHALETTE DAVIS (EXECUTIVE DIRECTOR): $65,000 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
We mobilize local churches to transform lives and communities in the Name of Christ. Our local Love INC serves families who reside in Metro Tampa or attend one of our Love INC partner churches. How? By mobilizing local churches to transform lives and communities In the Name of Christ. Without Love INC. We help churches help people by developing a network of local churches and connecting them with opportunities to serve their neighbors in need. Sometimes that can look like helping with food, personal needs items, furniture, transportation, or a work project. Other times, it looks like offering educational classes, providing mentorship support, and hosting community events. But it’s always about each church leaning into its strengths and working together with others—because we are better together. The Love INC Model Join Us.
What it reported doing in 2025
In 2025, love inc served over 620 individuals, including 341 who were connected to deeper, holistic care through our network of churches and relational ministries, while also walking alongside more than 325 families in ongoing, relationship-based support--many referred by our 21 church partners--across our help center, gap ministries, reach program, and one-on-one mentorship.
Operating model
- Revenue model
- Donor-supported. 100% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 87
- Transparency & Controls: 92
- Accountability: 74
- Sustainability: 38
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 97.3%; rating input score 97
- Program expense ratio: 100%; rating input score 100
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 3 of 8 controls in place; rating input score 38
- Conflict-of-interest policy: Pass
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: Fail
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 2.7%; rating input score 42; 42nd percentile among comparable filings
- Total-asset coverage ratio: 0.51; rating input score 25; 25th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 77; 77th percentile among comparable filings
- Officer compensation ratio: 19.2%; rating input score 19; 19th percentile among comparable filings
Growth
- Program expense growth: 10.9% per year; rating input score 100; 70th percentile among comparable filings
- Revenue growth: 8.1% per year; rating input score 100; 62nd percentile among comparable filings
- Asset growth: 1.2% per year; rating input score 100; 27th percentile among comparable filings
Details
- What they do: 2 programs and campaigns described on the official site
- Where the money goes: 97.3% of revenue deployed · 100% of spending went to programs
- Governance: 12 of 12 board members independent · 3 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $339K in reported program spending
- Leadership: top reported pay $65K · 5 people listed
- Consistency: 15 of 15 current checks pass
- Schedules: 4 filed schedules · includes major donors
- Filing history: 7 filing years from 2018 to 2025
- Contacts: How to reach this organization
- Money network: 2 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Accountability: Governance controls: 4 of 7 not reported.
- Moderate — Sustainability: Operating margin scored 42/100.
- High — Sustainability: Total-asset coverage ratio scored 25/100.
- High — Sustainability: Officer compensation ratio scored 19/100.