Love Craft Athens Inc

Nonprofit profile at a glance

EIN
823410932
IRS 990 coverage
2022–2025
Forms available
Form 990 2025, Form 990-EZ 2018, Form 990-T 2025, Form 990-N 2020
Location
Chattanooga, TN, USA
Phone
4237565213
Rating
70
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Vocational Rehabilitation

Official website

Reported finances

Revenue
$350,991
Expenses
$329,394
Assets
$76,023
Liabilities
$454

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

12 people listed

Executive titles in this filing

  • SUSAN FONTAINE (PRESIDENT)

Highest reported compensation

  • SUSAN FONTAINE (PRESIDENT): $8,223 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Love.craft athens is a non-profit organization that serves adults with developmental disabilities. We aim to educate and integrate adults with developmental disabilities by facilitating meaningful, productive, and integrated opportunities. We work with the local community and businesses to educate them on how to engage in customized employment for our crew.

What it reported doing in 2025

Daily art studioour daily work studio consists of our pottery and art program. This allows adults with developmental disabilities (our crew) to have an outlet for creativity and to learn job skills by making and selling pottery. We assess individuals' skills and interests in the studio and create modifications for future employment opportunities. We offer year round programming.music programour music program offers a variety of opportunities for some of our crew to express themselves through music and movement. Many of our crew have special interests in music and dance and music therapy has proven benefits for improving focus, communication, and self-determination. This program works on empowering our crew to express themselves to find their voice, providing important tools for them to identify with our athens community. We also have an all-abilities band, the love.craft band who performs in the community multiple times each year.customized employmentwe facilitate customized community opportunities for our crew. These integrated opportunities include paid employment, volunteering, or assisting them with being an entrepreneur. We offer support to supervisors to ensure successful employment placements.transportationproviding access: transportation is one of the biggest barriers this population faces and we alleviate this barrier through providing transportation for those who need it. The lack of reliable transportation restricts opportunities that this population has access to. We provide transportation for our crew to and from our studio as well as to and from their community placements. We use wheels of hope, a service that provides transportation to individuals who are visually impaired, disabled, or no longer drive for various reasons.

Operating model

Revenue model
Donor-supported. 91% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 55
  • Transparency & Controls: 92
  • Accountability: 69
  • Sustainability: 36
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 56%; rating input score 56
  • Program expense ratio: 59.7%; rating input score 60
  • Fundraising efficiency: $8.28 raised per $1 spent on fundraising; rating input score 33; 33rd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
  • Governance controls: 2 of 8 controls in place; rating input score 25
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: Fail
    • Other executive compensation review process: NotApplicable
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 6.2%; rating input score 49; 49th percentile among comparable filings
  • Total-asset coverage ratio: 0.23; rating input score 13; 13th percentile among comparable filings
  • Liabilities to assets ratio: 0.01; rating input score 43; 43rd percentile among comparable filings
  • Officer compensation ratio: 2.5%; rating input score 33; 33rd percentile among comparable filings

Growth

  • Program expense growth: 0.5% per year; rating input score 100; 30th percentile among comparable filings
  • Revenue growth: 21.8% per year; rating input score 100; 88th percentile among comparable filings
  • Asset growth: 23% per year; rating input score 100; 86th percentile among comparable filings

Details

  • Where the money goes: 56% of revenue deployed · 59.7% of spending went to programs
  • Governance: 11 of 11 board members independent · 2 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $197K in reported program spending
  • Leadership: top reported pay $8K · 12 people listed
  • Consistency: 27 of 27 current checks pass
  • Schedules: 5 filed schedules · includes major donors
  • Filing history: 4 filing years from 2022 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 56/100.
  • High — Accountability: Governance controls: 5 of 7 not reported.
  • Moderate — Financial Efficiency: Fundraising efficiency scored 33/100.
  • High — Sustainability: Total-asset coverage ratio scored 13/100.
  • Moderate — Sustainability: Operating margin scored 49/100.
  • Moderate — Sustainability: Officer compensation ratio scored 33/100.
  • Moderate — Sustainability: Liabilities to assets ratio scored 43/100.