Loretto Incorporated

Nonprofit profile at a glance

EIN
823841885
IRS 990-EZ coverage
2021–2025
Forms available
Form 990-EZ 2025, Form 990-N 2020
Location
Saint Louis, MO, USA
Rating
72
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Alliance/Advocacy
Affiliation
Religious (unspecified)

Reported finances

Revenue
$112,819
Expenses
$73,199
Assets
$188,622
Liabilities
$20,000

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

11 people listed

People named in this filing

  • Pat Geier (Co-Chair)
  • Carole Eschen (Board Member)
  • Martha Crawley (Board Member)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Loretto Link believes that it is imperative to carry forward the mission and spirit of Loretto in a spiritual community with equal participation and voice to all who choose to belong. Loretto Link is a non-canonical non-profit membership organization and spiritual community founded in 2017 to carry forward the mission and spirit of Loretto.

What it reported doing in 2025

Loretto Link program expenses include the Loretto Justice Fellowship program that provides scholarships paid internships and holistic programming to young people pursuing careers in social and public services. As well as Working Groups that advance the mission of Loretto Link in key priority areas: social justice civic engagement and economic justice.These groups use funding for member education public education engagement meetings and activities. And to support the economically disadvantaged and vulnerable.

Operating model

Revenue model
Donor-supported. 81% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and a large share of total spending goes to programs. A relatively small share of available resources goes toward mission work and liabilities are high compared with assets.

Rating breakdown

  • Financial Efficiency: 61
  • Transparency & Controls: 82
  • Sustainability: 75
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 51.6%; rating input score 52
  • Program expense ratio: 77.3%; rating input score 77

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 52nd percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 35.1%; rating input score 85; 85th percentile among comparable filings
  • Total-asset coverage ratio: 2.58; rating input score 85; 85th percentile among comparable filings
  • Liabilities to assets ratio: 0.11; rating input score 20; 20th percentile among comparable filings
  • Officer compensation ratio: 0%; rating input score 63; 63rd percentile among comparable filings

Growth

  • Program expense growth: 52.8% per year; rating input score 100; 91st percentile among comparable filings
  • Revenue growth: 23.2% per year; rating input score 100; 85th percentile among comparable filings
  • Asset growth: 18.8% per year; rating input score 100; 76th percentile among comparable filings

Details

  • Where the money goes: 51.6% of revenue deployed · 77.3% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 2 filed program accomplishments · $57K in reported program spending
  • Leadership: top reported pay $0 · 11 people listed
  • Consistency: 8 of 8 current checks pass
  • Schedules: 2 filed schedules
  • Filing history: 5 filing years from 2021 to 2025
  • Contacts: How to reach this organization
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Review — Financial Efficiency: Mission deployment rate scored 52/100.
  • High — Sustainability: Liabilities to assets ratio scored 20/100.