Loaves and Fishes Ministries Inc
Nonprofit profile at a glance
- EIN
- 061328823
- IRS 990 coverage
- 2010–2025
- Forms available
- Form 990 2025
- Location
- Hartford, CT, USA
- Phone
- 8605241730
- Rating
- 72
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Christianity
- Affiliation
- Christianity
Reported finances
- Revenue
- $320,839
- Expenses
- $293,220
- Assets
- $1,184,701
- Liabilities
- $0
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
9 people listed
Executive titles in this filing
- Linda Castiglione (President)
- James Bannister (Vice President)
Highest reported compensation
- Allison Hild (Executive Dir.): $94,677 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To help people in our community to live with spiritual dignity and independence, caring for themselves and others, and to be able to fulfill their potential as children of God.
What it reported doing in 2025
Direct Aid and Referrals: 6,604 families were served. Members of 78% of these families, 5,151, are Asylum Hill residents.Masks: We gave masks and hand sanitizers to all clients who asked for them. Special services: We provided gloves, hats, scarfs and socks to over 250 clients.Holiday items: Special holiday items were given to children and families at Easter and at Christmas in 2025 including 50 Easter baskets with toys and stuffed animals. Books were made available to all clients throughout the year. We also gave every client special Thanksgiving food items including holiday canned goods with their holiday meal. Backpacks stuffed with school supplies were given to children in our client population.Sewing Program: The program met throughout the year in 2025, with classes on Monday mornings. The women are learning both sewing skills and self-confidence and the concentration as well as the laughter from the classroom is wonderful.Knitting Program: The met for all 12 months of 2025 after lunch on Tuesdays. Several women stayed after eating their meals learned to knit, working on individual projects that ranged from simple hats to far more complicated projects. All supplies (knitting needles, yarn, patterns) for this program have been donated by volunteers. Job Counseling: The Job Counselor met with clients each week in a one-to-one setting throughout the year. Clients were helped with a variety of needs, including looking for work, creating resumes, filing for unemployment, and following up on current applications. The Jobs Counselor saw an average of three clients per week, for over 162 client appointments. Direct Aid and Referrals Expenses - $41,951
Operating model
- Revenue model
- Donor-supported. 92% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and most voting board members are independent. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 55
- Transparency & Controls: 92
- Accountability: 84
- Sustainability: 58
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 57.7%; rating input score 58
- Program expense ratio: 56.4%; rating input score 56
- Fundraising efficiency: $10.67 raised per $1 spent on fundraising; rating input score 39; 39th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 5 of 8 controls in place; rating input score 62
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: NotApplicable
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 8.6%; rating input score 54; 54th percentile among comparable filings
- Total-asset coverage ratio: 4.04; rating input score 75; 75th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 77; 77th percentile among comparable filings
- Officer compensation ratio: 32.3%; rating input score 10; 10th percentile among comparable filings
Growth
- Program expense growth: -0.2% per year; rating input score 0; 27th percentile among comparable filings
- Revenue growth: 1.2% per year; rating input score 100; 25th percentile among comparable filings
- Asset growth: 6.3% per year; rating input score 100; 50th percentile among comparable filings
Details
- Where the money goes: 57.7% of revenue deployed · 56.4% of spending went to programs
- Governance: 8 of 8 board members independent · 5 of 8 filing controls reported
- Programs: 6 filed program accomplishments · $165K in reported program spending
- Leadership: top reported pay $95K · 9 people listed
- Consistency: 24 of 24 current checks pass
- Schedules: 4 filed schedules · includes major donors
- Filing history: 16 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Review — Financial Efficiency: Mission deployment rate scored 58/100.
- Review — Financial Efficiency: Program expense ratio scored 56/100.
- Moderate — Financial Efficiency: Fundraising efficiency scored 39/100.
- Review — Accountability: Governance controls: 2 of 7 not reported.
- High — Growth: Program expense growth scored 0/100.
- Review — Sustainability: Operating margin scored 54/100.
- High — Sustainability: Officer compensation ratio scored 10/100.