Loads of Dignity

Nonprofit profile at a glance

EIN
833732520
IRS 990-EZ coverage
2024–2025
Forms available
Form 990-EZ 2025, Form 990-N 2023
Location
Hamilton, MT, USA
Rating
94
Verdict
STRONG
Rating confidence
Moderate
Sector
Human Services N.E.C.

Reported finances

Revenue
$81,807
Expenses
$80,260
Assets
$18,636

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Executive titles in this filing

  • Stefani Jackson (Executive Director)

People named in this filing

  • Stefani Jackson (Executive Director)
  • Lynda Henson (Treasurer)
  • Brenda Wilson (Board of Directors)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Our mission statement is Restoring Dignity One Load at a Time. Our services offer the homeless and low-income neighbors in the Bitterroot Valley an opportunity to come into the laundromat to wash their clothing and bedding for free. We provide a variety of types of laundry detergent fabric softener quarters hygiene bags for adults and specially put-together childrens bags with child-size hygiene items a juice box sensory toy crackers coloring books a small pack of crayons and an age-appropriate book.

What it reported doing in 2025

We are a nonprofit that has been offering a service to our homeless and low-income neighbors an opportunity to wash their clothing and bedding for free. We provide quarters laundry detergent and fabric softener. In addition to free washing we provide hygiene bags for adults and activity hygiene bags for children. With a housing shortage we are seeing more and more growth in the homeless population in our valley. Our mission is to Restore Dignity one load at a time. When an individual family is homeless is the time dignity is lost. With our services feelings of self-worth self-esteem and dignity can be restored. Children can go to school with clean clothing and shower and not become a target for bullying. Fewer days will be missed at school and test scores and friendships will improve.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Revenue has declined or grown slowly and expenses are high relative to revenue.

Rating breakdown

  • Financial Efficiency: 99
  • Transparency & Controls: 100
  • Sustainability: 35
  • Growth: 60

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 98.1%; rating input score 98
  • Program expense ratio: 100%; rating input score 100

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100

Sustainability

  • Operating margin: 1.9%; rating input score 48; 48th percentile among comparable filings
  • Total-asset coverage ratio: 0.23; rating input score 20; 20th percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 0%; rating input score 56; 56th percentile among comparable filings

Growth

  • Program expense growth: 181.9% per year; rating input score 100; 99th percentile among comparable filings
  • Revenue growth: -20.8% per year; rating input score 0; 15th percentile among comparable filings
  • Asset growth: 8.7% per year; rating input score 100; 67th percentile among comparable filings

Details

  • Where the money goes: 98.1% of revenue deployed · 100% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $80K in reported program spending
  • Leadership: top reported pay $0 · 5 people listed
  • Consistency: 7 of 7 current checks pass
  • Schedules: 3 filed schedules
  • Filing history: 2 filing years from 2024 to 2025
  • Contacts: How to reach this organization
  • Money network: Resolved incoming and outgoing counterparties from filed money flows.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Growth: Revenue growth scored 0/100.
  • Moderate — Sustainability: Operating margin scored 48/100.
  • High — Sustainability: Total-asset coverage ratio scored 20/100.
  • Review — Sustainability: Officer compensation ratio scored 56/100.