Living Springs Retreat Inc
Nonprofit profile at a glance
- EIN
- 133022832
- IRS 990 coverage
- 2020–2025
- Forms available
- Form 990 2025, Form 990-T 2025
- Location
- Roanoke, AL, USA
- Phone
- 2564492628
- Rating
- 63
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Affiliation
- Christianity
Reported finances
- Revenue
- $567,455
- Expenses
- $593,005
- Assets
- $1,798,413
- Liabilities
- $4,040
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
11 people listed
Executive titles in this filing
- Gabriel McClover (President)
Highest reported compensation
- Jeffrey Cumberbatch (Director): $14,569 total reported compensation
- Larry Pirraglia (Secretary): $11,775 total reported compensation
- Gabriel McClover (President): $11,000 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Provider of seminars on preventative health topics including a live-in facility for adapting lifestyle change. Providing resources for building churches and lay ministry in Ecuador and Dominican Republic. Working in harmony with the Seventh-day Adventist Church as a supporting ministry.
What it reported doing in 2025
Living Springs supported the completion of 4 church building projects in Ecuador and supported 3 full-time Bible Workers. The Bible workers also share health principles for a better way of life and seminars on the family and marriage. Additionally funding was provided to a school lifestyle center in Dominican Republic and a training school orphanage in India
Operating model
- Revenue model
- Other-operating. 64% of the money available for current operations came from other operating revenue.
- Distribution model
- Hybrid. The nonprofit split its reported program spending across 65% for direct work, and 35% for grants.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and program spending has grown recently. Some filing-based governance responses are negative or unanswered and the filing reports few safeguards for money sent abroad.
Rating breakdown
- Financial Efficiency: 71
- Transparency & Controls: 55
- Accountability: 52
- Sustainability: 45
- Growth: 100
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 88.8%; rating input score 89
- Program expense ratio: 63.2%; rating input score 63
- Fundraising efficiency: $2.08 raised per $1 spent on fundraising; rating input score 6; 6th percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 1 of 6 controls in place; rating input score 17
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Pass
- Foreign activity oversight: 0 of 8 controls in place; rating input score 0
- Claims monitoring procedures: Limited
- Requires narrative reports: Limited
- Conducts field audits: Limited
- May suspend future funding: Limited
- Requires financial reports: Limited
- Conducts site visits: Limited
- Requires grant agreements: Limited
- May require repayment: Limited
- Grant itemization coverage: 50%; rating input score 50; 33rd percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 72.7%; rating input score 73; 19th percentile among comparable filings
- Governance controls: 2 of 9 controls in place; rating input score 22
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: Fail
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -4.5%; rating input score 20; 20th percentile among comparable filings
- Total-asset coverage ratio: 3.03; rating input score 75; 75th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 70; 70th percentile among comparable filings
- Officer compensation ratio: 8%; rating input score 43; 43rd percentile among comparable filings
Growth
- Program expense growth: 11.7% per year; rating input score 100; 63rd percentile among comparable filings
- Revenue growth: 19.8% per year; rating input score 100; 82nd percentile among comparable filings
- Asset growth: 14.1% per year; rating input score 100; 67th percentile among comparable filings
Details
- Where the money goes: 88.8% of revenue deployed · 63.2% of spending went to programs
- Governance: 8 of 11 board members independent · 2 of 9 filing controls reported
- Programs: 4 filed program accomplishments · $375K in reported program spending
- Leadership: top reported pay $15K · 11 people listed · 1 of 6 pay-setting controls reported
- Consistency: 43 of 43 current checks pass
- Schedules: 6 filed schedules · includes major donors, foreign activity, and executive pay
- Filing history: 6 filing years from 2020 to 2025
- Contacts: How to reach this organization
- Money network: 4 filed money-flow records
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Accountability: Governance controls: 6 of 8 not reported.
- High — Transparency & Controls: Foreign activity oversight scored 0/100.
- High — Financial Efficiency: Fundraising efficiency scored 6/100.
- Review — Transparency & Controls: Grant itemization coverage scored 50/100.
- High — Sustainability: Operating margin scored 20/100.
- Moderate — Sustainability: Officer compensation ratio scored 43/100.