Liability Insurance Tr for United
Nonprofit profile at a glance
- EIN
- 550665786
- IRS 990 coverage
- 2010–2011
- Forms available
- Form 990 2011
- Location
- Milwaukee, WI, USA
- Phone
- 4149771210
- Rating confidence
- Limited
- Sector
- Insurance Providers
Reported finances
- Revenue
- $2,207,388
- Expenses
- $1,113,791
- Assets
- $16,212,595
- Liabilities
- $0
Source: IRS Form 990. Selected filing: tax year 2011. Amounts in USD.
Leadership & pay
1 person listed
Source: IRS Form 990. Selected filing: tax year 2011. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
To provide for payment of liability claims against united hospital center - self insurance trust
What it reported doing in 2011
Payment of liability claims against united hospital center in clarksburg, wv
Operating model
- Revenue model
- Donor-supported. 74% of the money available for current operations came from contributions and gifts.
- Distribution model
- Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.
The verdict
- The available evidence is not sufficient to produce an overall rating for this filing. This is not a warning sign.
Rating breakdown
- Financial Efficiency: NotEnoughData
- Transparency & Controls: 100
- Accountability: 12
- Sustainability: 95
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: Limited
- Program expense ratio: Limited
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 59th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: 100%; rating input score 100; 70th percentile among comparable filings
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 0%; rating input score 0; 3rd percentile among comparable filings
- Governance controls: 2 of 7 controls in place; rating input score 29
- Conflict-of-interest policy: Fail
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: NotApplicable
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 49.5%; rating input score 96; 96th percentile among comparable filings
- Total-asset coverage ratio: 14.56; rating input score 94; 94th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 99; 99th percentile among comparable filings
- Officer compensation ratio: 0%; rating input score 93; 93rd percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 28.9% per year; rating input score 100; 89th percentile among comparable filings
- Asset growth: 7% per year; rating input score 100; 66th percentile among comparable filings
Details
- Where the money goes: Financial trends and filed revenue, expense, asset, and liability detail
- Governance: 0 of 1 board members independent · 2 of 7 filing controls reported
- Programs: 1 filed program accomplishment · $708K in reported program spending
- Leadership: top reported pay $0 · 1 people listed
- Highest-paid contractors: 1 contractor listed
- Consistency: 12 of 12 current checks pass
- Schedules: 4 filed schedules · includes major donors and grants
- Filing history: 2 filing years from 2010 to 2011
- Money network: 1 filed money-flow record
- Related organizations: 1 filed related-organization link
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Accountability: Independent voting board scored 0/100.
- High — Accountability: Governance controls: 4 of 6 not reported.