Let's Get Started Now

Legal name: Lets Get Started - Now

Nonprofit profile at a glance

EIN
922846459
IRS 990-EZ coverage
2023–2025
Official website data refreshed
Sep 2026
Forms available
Form 990-EZ 2025, Form 990-N 2024
Location
Suffolk, VA, USA
Phone
7187048776
Rating
71
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Financial Counseling

Official website

Reported finances

Revenue
$10,000
Expenses
$2,900
Assets
$9,175
Liabilities
$0

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

1 person listed

Executive titles in this filing

  • Joseph R Brooks (Founder-Executive Director)

People named in this filing

  • Joseph R Brooks (Founder-Executive Director)

Selected names, not a complete roster or a statement of current roles. Open leadership details for the complete filed list.

Source: IRS Form 990-EZ. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Encourage and motivate workshop participants to acknowledge the power and importance of financial literacy by delivering interactive and thought-provoking workshops. This recognition will lead to changes in behaviors and habits that will create a culture of savings, responsible debt management, and preservation of excellent FICO scores.

What it reported doing in 2025

In 2025 I led workshops that increased financial literacy for over 100 youth (Norfolk Emerging Leaders Program). In addition I led workshops for over 300 returning citizens in VDOC-Virginia Dept of Correctional facilities across the state. The content for the workshops focuses on building a good FICO score, the importance of savings and setting short and long term saving goals and creating an effective budget. I also invite returning citizens to work with me upon their release to create customized plans to reach their financial goals, including reestablishing their credit. I'm also certified Financial Counselor volunteer with BOHR-Bank on Hampton Roads. This organization provides financial counseling to Hampton Roads residents at no cost.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Cannot be determined from the filing. The filing does not provide enough consistent spending detail to tell whether the nonprofit works directly or through others.

The verdict

SUPPORTED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and some filed totals do not add up.

Rating breakdown

  • Financial Efficiency: 59
  • Transparency & Controls: 82
  • Sustainability: 75
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 34.5%; rating input score 34
  • Program expense ratio: 100%; rating input score 100

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 51st percentile among comparable filings
  • Major donor itemization: Limited

Sustainability

  • Operating margin: 71%; rating input score 95; 95th percentile among comparable filings
  • Total-asset coverage ratio: 3.16; rating input score 75; 75th percentile among comparable filings
  • Liabilities to assets ratio: 0; rating input score 66; 66th percentile among comparable filings
  • Officer compensation ratio: 103.4%; rating input score 0; 0th percentile among comparable filings

Growth

  • Program expense growth: 94.4% per year; rating input score 100; 97th percentile among comparable filings
  • Revenue growth: 100% per year; rating input score 100; 99th percentile among comparable filings
  • Asset growth: 100% per year; rating input score 100; 98th percentile among comparable filings

Details

  • What they do: 3 programs and campaigns described on the official site · 3 operating locations identified
  • Where the money goes: 34.5% of revenue deployed · 100% of spending went to programs
  • Governance: Filed governance answers
  • Accomplishments: 1 filed program accomplishment · $3K in reported program spending
  • Leadership: top reported pay $0 · 1 people listed
  • Consistency: 8 of 9 current checks pass · 1 finding to review
  • Schedules: 1 filed schedules
  • Filing history: 2 filing years from 2023 to 2025
  • Contacts: How to reach this organization
  • Money network: 1 filed money-flow record
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Mission deployment rate scored 34/100.
  • Moderate — Transparency & Controls: Part III program expenses within total did not reconcile in the filed values.
  • High — Sustainability: Officer compensation ratio scored 0/100.