Latino Child Care Association of Maryland Inc
Nonprofit profile at a glance
- EIN
- 471252578
- IRS 990 coverage
- 2025–2025
- Forms available
- Form 990 2025, Form 990-EZ 2024, Form 990-N 2020
- Location
- Silver Spring, MD, USA
- Phone
- 2408831699
- Rating
- 77
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- Professional Societies, Associations
Reported finances
- Revenue
- $271,424
- Expenses
- $219,969
- Assets
- $117,544
- Liabilities
- $42,139
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
8 people listed
Executive titles in this filing
- Ana Stewart (Vice President)
- Antonio Hernandez-Cardoso (President)
Highest reported compensation
- Rossana Espinoza-Thorndahl (Senior Director): $71,490 total reported compensation
- Lorena Mihill (Volunteer CFO / Program Coordinator): $11,716 total reported compensation
- Ana Stewart (Vice President): $3,240 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Provide reduced cost professional development training, free workshops, free mentorship and networking events to latino child care providers and early childhood workers in Maryland.
What it reported doing in 2025
Provide individualized technical assistance and mentorship to Latino family child care providers and early childhood educators across Maryland. This program focuses on one-on-one coaching, business development support, licensing guidance, and ongoing consultation to help providers improve program quality, maintain regulatory compliance, and strengthen long-term sustainability.
Operating model
- Revenue model
- Mixed. Its operating money came from several sources; no one source provided a clear majority.
- Distribution model
- Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
- Includes noncash contributions: Reported contributions include donated property or goods.
The verdict
SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Some filing-based governance responses are negative or unanswered and total assets are small relative to annual expenses; liquid coverage is unknown.
Rating breakdown
- Financial Efficiency: 74
- Transparency & Controls: 92
- Accountability: 72
- Sustainability: 43
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 76.4%; rating input score 76
- Program expense ratio: 94.2%; rating input score 94
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 3 of 9 controls in place; rating input score 33
- Conflict-of-interest policy: Pass
- Whistleblower policy: Fail
- Document-retention policy: Fail
- CEO compensation review process: Fail
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: 19%; rating input score 70; 70th percentile among comparable filings
- Total-asset coverage ratio: 0.53; rating input score 26; 26th percentile among comparable filings
- Liabilities to assets ratio: 0.36; rating input score 11; 11th percentile among comparable filings
- Officer compensation ratio: 39.3%; rating input score 6; 6th percentile among comparable filings
Growth
- Program expense growth: Limited
- Revenue growth: 38.9% per year; rating input score 100; 95th percentile among comparable filings
- Asset growth: 63.3% per year; rating input score 100; 97th percentile among comparable filings
Details
- Where the money goes: 76.4% of revenue deployed · 94.2% of spending went to programs
- Governance: 5 of 5 board members independent · 3 of 9 filing controls reported
- Programs: 3 filed program accomplishments · $207K in reported program spending
- Leadership: top reported pay $71K · 8 people listed
- Consistency: 23 of 23 current checks pass
- Schedules: 4 filed schedules · includes major donors
- Contacts: How to reach this organization
- Money network: 4 filed money-flow records
- Related organizations: Filed and resolved organization relationships.
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- Moderate — Accountability: Governance controls: 5 of 8 not reported.
- High — Sustainability: Total-asset coverage ratio scored 26/100.
- High — Sustainability: Officer compensation ratio scored 6/100.
- High — Sustainability: Liabilities to assets ratio scored 11/100.