Lake County Young Men's Christian Association

What it reported doing in 2025

Healthy living building a healthier lake county the lake county ymca is one of the region's leading providers of community-based health and wellness opportunities, helping individuals and families build healthier lives while strengthening the overall well-being of our community. In 2025, 43,801 individuals engaged in ymca programs and services that promoted physical activity, chronic disease prevention, mental well-being, social connection, and healthy lifestyles. Through fitness, aquatics, youth sports, wellness coaching, family programming, and evidence-based health initiatives, the ymca serves as a trusted partner in improving quality of life for residents of all ages. Recognizing that health should never be limited by financial circumstances, the ymca invested 497,778 in financial assistance, ensuring that children, families, seniors, and individuals facing financial hardship could participate in memberships and life-changing programs regardless of their ability to pay. Health is about far more than exercise. The ymca provides evidence-based wellness programs addressing issues such as rock steady boxing, active aging, and chronic disease management, while offering hundreds of group exercise classes, personal wellness coaching, virtual fitness resources, and recreational opportunities designed to meet individuals wherever they are on their health journey. Youth and adult sports programs teach teamwork, discipline, perseverance, and sportsmanship while fostering lifelong habits of physical activity. Aquatics programs develop confidence, teach life-saving water safety skills, and promote wellness for participants of every age and ability. Family-centered programming strengthens relationships by creating meaningful opportunities for families to spend time together, remain active, and build lasting memories. The impact extends well beyond individual health outcomes. Communities with greater access to recreation and preventive wellness experience healthier populations, reduced demand for more intensive healthcare services, and stronger workforce participation. When children and adults have opportunities to stay active, connected, and healthy, they are more likely to attend school consistently, remain productive at work, and contribute to a stronger local economy. Investing in healthy living is not simply an investment in recreation, it is an investment in the long-term vitality and resilience of lake county.

Financial Efficiency

• Mission deployment rate: 97.2%; rating input score 97
• Program expense ratio: 93.9%; rating input score 94
• Fundraising efficiency: $7.14 raised per $1 spent on fundraising; rating input score 23; 23rd percentile among comparable filings

Transparency & Controls

• Consistency checks: 94.1%; rating input score 94; 23rd percentile among comparable filings
• Pay-setting controls: 3 of 6 controls in place; rating input score 50
  • Compensation committee: Pass
  • Independent consultant: Missing
  • Other Form 990s reviewed: Missing
  • Written employment contract: Missing
  • Compensation survey or study: Pass
  • Board or committee approval: Pass
• Foreign activity oversight: Limited
• Grant itemization coverage: Limited
• Major donor itemization: Yes; rating input score 100
• Related-party transparency: Limited

Accountability

• Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
• Governance controls: 8 of 8 controls in place; rating input score 100
  • Conflict-of-interest policy: Pass
  • Whistleblower policy: Pass
  • Document-retention policy: Pass
  • CEO compensation review process: NotApplicable
  • Other executive compensation review process: Pass
  • Form 990 shared with the board: Pass
  • Board meeting minutes documented: Pass
  • Audit committee oversight: Pass
  • Independent financial-statement audit: Pass

Sustainability

• Operating margin: 0.7%; rating input score 27; 27th percentile among comparable filings
• Total-asset coverage ratio: 2.77; rating input score 63; 63rd percentile among comparable filings
• Liabilities to assets ratio: 0.17; rating input score 56; 56th percentile among comparable filings
• Officer compensation ratio: 3.3%; rating input score 71; 71st percentile among comparable filings

Growth

• Program expense growth: 2.5% per year; rating input score 100; 21st percentile among comparable filings
• Revenue growth: 1.7% per year; rating input score 100; 12th percentile among comparable filings
• Asset growth: 5.9% per year; rating input score 100; 41st percentile among comparable filings