Junior Achievement of Southern Colorado Inc
Nonprofit profile at a glance
- EIN
- 846009223
- IRS 990 coverage
- 2010–2025
- Forms available
- Form 990 2025
- Location
- Colorado Springs, CO, USA
- Phone
- 7196362474
- Rating
- 74
- Verdict
- SUPPORTED
- Rating confidence
- Moderate
- Sector
- International Economic Development
Reported finances
- Revenue
- $150,324
- Expenses
- $188,630
- Assets
- $0
- Liabilities
- $0
Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.
Leadership & pay
21 people listed
Executive titles in this filing
- ANGELA ROE WOOD (PRES/CEO THR)
- ROBIN WISE (PRES/CEO BEG)
Highest reported compensation
- ANGELA ROE WOOD (PRES/CEO THR): $43,739 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Ja soco is dedicated to unlocking the potential within each young individual by providing free, high-quality educational programs that merge academic learning with real world economic principles and financial literacy.
What it reported doing in 2025
Ja soco expanded its reach by 25.3%, serving 19,938 students, 53.9% of whom face economic hardships, as indicated by their qualification for free or reduced lunch. Our zero-cost policy ensures that all students can experience ja programs, regardless of financial circumstances. In partnership with 638 educators and 817 dedicated volunteers who provided 97,369 hours of mentorship, we connected local schools with an additional 3.4m in community resources, calculated at the national estimated hourly rate of 35 per volunteer hour. This contribution, in addition to our operating budget funded by community, corporate, and foundation partners, demonstrates the strength of community support in amplifying educational impact and empowering young people across greater Colorado to lead adult lives full of choice and opportunity.
Operating model
- Revenue model
- Donor-supported. 90% of the money available for current operations came from contributions and gifts.
- Distribution model
- Direct operator. The filing allocates 88% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
The verdict
SUPPORTED - The filed numbers largely add up and a large share of available resources goes toward mission work. Fundraising costs are high for each dollar raised and expenses are high relative to revenue.
Rating breakdown
- Financial Efficiency: 69
- Transparency & Controls: 92
- Accountability: 90
- Sustainability: 6
- Growth: 0
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 81.5%; rating input score 81
- Program expense ratio: 63.4%; rating input score 63
- Fundraising efficiency: $5.57 raised per $1 spent on fundraising; rating input score 23; 23rd percentile among comparable filings
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 64th percentile among comparable filings
- Pay-setting controls: Limited
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Yes; rating input score 100
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 6 of 8 controls in place; rating input score 75
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Pass
- Other executive compensation review process: NotApplicable
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Missing
- Independent financial-statement audit: Fail
Sustainability
- Operating margin: -25.5%; rating input score 9; 9th percentile among comparable filings
- Total-asset coverage ratio: 0; rating input score 1; 1st percentile among comparable filings
- Liabilities to assets ratio: Limited
- Officer compensation ratio: 23.2%; rating input score 16; 16th percentile among comparable filings
Growth
- Program expense growth: -5.2% per year; rating input score 0; 16th percentile among comparable filings
- Revenue growth: -4.8% per year; rating input score 0; 9th percentile among comparable filings
- Asset growth: -0.7% per year; rating input score 0; 20th percentile among comparable filings
Details
- Where the money goes: 81.5% of revenue deployed · 63.4% of spending went to programs
- Governance: 19 of 19 board members independent · 6 of 8 filing controls reported
- Programs: 1 filed program accomplishment · $120K in reported program spending
- Leadership: top reported pay $44K · 21 people listed
- Consistency: 24 of 24 current checks pass
- Schedules: 5 filed schedules · includes major donors
- Filing history: 16 filing years from 2010 to 2025
- Contacts: How to reach this organization
- Money network: 1 filed money-flow record
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Fundraising efficiency scored 23/100.
- High — Sustainability: Operating margin scored 9/100.
- High — Growth: Program expense growth scored 0/100.
- High — Growth: Revenue growth scored 0/100.
- High — Sustainability: Total-asset coverage ratio scored 1/100.
- Review — Accountability: Governance controls: Independent financial-statement audit not reported.
- High — Growth: Asset growth scored 0/100.
- High — Sustainability: Officer compensation ratio scored 16/100.