Junior Achievement of Central Florida Foundation Inc
Nonprofit profile at a glance
- EIN
- 593599158
- IRS 990 coverage
- 2019–2024
- Forms available
- Form 990 2024
- Location
- Orlando, FL, USA
- Phone
- 4078982121
- Rating
- 43
- Verdict
- MIXED
- Rating confidence
- Moderate
- Sector
- Single Organization Support
Reported finances
- Revenue
- $75,432
- Expenses
- $11,586
- Assets
- $1,574,219
- Liabilities
- $0
Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.
Leadership & pay
14 people listed
Executive titles in this filing
- KAREN REVELS (PRESIDENT & CEO)
Highest reported compensation
- KAREN REVELS (PRESIDENT & CEO): $202,798 total reported compensation
- WALTER NASON (CFO): $47,500 total reported compensation
Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.
Overview
Mission
Raises/maintains funds for jacf which empowers students to economic success by delivering innovative, experiential learning programs in fin literacy, career readiness, and entrepreneurship. Educators and business leaders inspire and prepare students to succeed.
What it reported doing in 2024
Junior achievement of central Florida foundation's goal is to hold an endowment for junior achievement of central Florida with the interest supporting junior achievement of central Florida's program such as: 3de, inspire and biztown pop-up.junior achievement of central Florida (jacf) is committed to equipping young people with the skills and mindset they need to build successful futures. By delivering educational programs centered on financial literacy, work readiness and entrepreneurship, jacf supports students across orange, osceola, volusia and seminole counties. (continued on schedule o)since its inception, jacf has impacted the lives of more than 2,000,000 students. In the 2024-2025 school year alone, jacf provided over 50,000 students with nearly one million hours of instruction.program 1:3de by junior achievement transforming high school education3de by junior achievement is a four-year, school-within-a-school instructional model that transforms high school education by integrating real-world business challenges into core academic courses. Implemented in partnership with public school districts in orange and osceola counties, 3de connects english language arts, math, science, and social studies to real-time case studies presented by local and national industry partners.through competency-based case methodology, students work in teams to solve authentic business challenges and present solutions to corporate professionals. This immersive model builds critical thinking, collaboration, communication, and problem-solving skills while increasing academic engagement and relevance. Business volunteers serve as mentors, coaches, and evaluators, providing students with direct exposure to career pathways and professional environments.launched in central Florida in the 2019-2020 school year at oak ridge high school (orlando) and osceola high school (kissimmee), 3de has expanded to nine high schools as of the 2025-2026 school year: oak ridge, osceola, ocoee, east river, innovation, celebration, edgewater, horizon, and lake buena vista. Two additional schools are scheduled to launch in 2026-2027, significantly increasing student access to this innovative instructional model.key educational benefits:1. Enhances relevance and engagement by connecting academics to real-world experiences.2. Deepens understanding through sustained business engagement.3. Encourages application of academic concepts to foster skills development and knowledge retention. Program 2: elevating career awareness through ja inspireja inspire is a hybrid program designed to prepare middle school students for future career opportunities through a combination of classroom instruction and a hands-on career expo. The program is composed of three integrated components: 1. Eight hours of in-class sessions, followed by2. Participation in the ja inspire career expo, where nearly 5,000 students are invited to attend, and3. A post-event classroom debrief. Program 3: the ja biztown pop-up experienceja biztown is a hands-on learning experience that combines classroom lessons with a fully interactive simulation of a real-world economy. Designed for 4th-6th grade students, biztown teaches financial literacy, work readiness, and entrepreneurship by allowing students to run businesses, manage finances, and serve as citizens in a simulated town. Students take on diverse roles operating banks, managing businesses, writing checks, and even casting votes for a mayor. The goal is clear: to help these young minds develop a profound understanding of how businesses operate, the role of money in our economy, and the importance of teamwork and decision-making. Biztown provides a safe environment for students to ask questions, practice concepts, and learn through real-life financial and career scenarios at a young age.ja biztown empowers students to see the connection between education and success in the real world, preparing them for future careers and financial independence.
Operating model
- Revenue model
- Investment-supported. 100% of the money available for current operations came from recurring investment income.
- Distribution model
- No current program activity. The filing reports no program spending for the current year.
The verdict
MIXED - Most voting board members are independent and the filed numbers largely add up. A relatively small share of available resources goes toward mission work and a relatively small share of total spending goes to programs.
Rating breakdown
- Financial Efficiency: 0
- Transparency & Controls: 60
- Accountability: 91
- Sustainability: 82
- Growth: 60
Detailed rating inputs
Financial Efficiency
- Mission deployment rate: 0%; rating input score 0
- Program expense ratio: 0%; rating input score 0
- Fundraising efficiency: Limited
Transparency & Controls
- Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
- Pay-setting controls: 0 of 6 controls in place; rating input score 0
- Compensation committee: Missing
- Independent consultant: Missing
- Other Form 990s reviewed: Missing
- Written employment contract: Missing
- Compensation survey or study: Missing
- Board or committee approval: Missing
- Foreign activity oversight: Limited
- Grant itemization coverage: Limited
- Major donor itemization: Limited
- Related-party transparency: Limited
Accountability
- Independent voting board: 100%; rating input score 100; 64th percentile among comparable filings
- Governance controls: 7 of 9 controls in place; rating input score 78
- Conflict-of-interest policy: Pass
- Whistleblower policy: Pass
- Document-retention policy: Pass
- CEO compensation review process: Fail
- Other executive compensation review process: Fail
- Form 990 shared with the board: Pass
- Board meeting minutes documented: Pass
- Audit committee oversight: Pass
- Independent financial-statement audit: Pass
Sustainability
- Operating margin: 84.6%; rating input score 97; 97th percentile among comparable filings
- Total-asset coverage ratio: 135.87; rating input score 96; 96th percentile among comparable filings
- Liabilities to assets ratio: 0; rating input score 69; 69th percentile among comparable filings
- Officer compensation ratio: 91.7%; rating input score 4; 4th percentile among comparable filings
Growth
- Program expense growth: -17.8% per year; rating input score 0; 19th percentile among comparable filings
- Revenue growth: 1.9% per year; rating input score 100; 67th percentile among comparable filings
- Asset growth: 3.6% per year; rating input score 100; 60th percentile among comparable filings
Details
- Where the money goes: 0% of revenue deployed · 0% of spending went to programs
- Governance: 12 of 12 board members independent · 7 of 9 filing controls reported
- Programs: 1 filed program accomplishment
- Leadership: top reported pay $203K · 14 people listed · 0 of 6 pay-setting controls reported
- Consistency: 11 of 11 current checks pass
- Schedules: 5 filed schedules · includes executive pay
- Filing history: 5 filing years from 2019 to 2024
- Contacts: How to reach this organization
- Money network: Resolved incoming and outgoing counterparties from filed money flows.
- Related organizations: 1 filed related-organization link
- Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
- People: Everyone the filings name, and which of them the filings identify by more than a name.
Key Signals
Signals prioritize questions for review. They are not findings of misconduct.
- High — Financial Efficiency: Mission deployment rate scored 0/100.
- High — Financial Efficiency: Program expense ratio scored 0/100.
- High — Transparency & Controls: Pay-setting controls scored 0/100.
- High — Growth: Program expense growth scored 0/100.
- Review — Accountability: Governance controls: 2 of 9 not reported.
- High — Sustainability: Officer compensation ratio scored 4/100.