Jewish Learning Loft

Nonprofit profile at a glance

EIN
843292818
IRS 990 coverage
2023–2025
Forms available
Form 990 2025, Form 990-EZ 2022, Form 990-N 2020
Location
Lincolnwood, IL, USA
Phone
7736335560
Rating
60
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Judaism
Affiliation
Judaism

Reported finances

Revenue
$1,518,707
Expenses
$643,472
Assets
$4,155,866
Liabilities
$3,051,196

Source: IRS Form 990. Selected filing: tax year 2025. Amounts in USD.

Leadership & pay

5 people listed

Highest reported compensation

  • ARYEH D GOODMAN (DIRECTOR): $101,850 total reported compensation
  • Mindel Greenberg (Employee): $17,400 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2025. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To carry forward the legacy of love that the Lubavitcher Rebbe spread. This corporation is empowered to supply all foods, religous items and physical constructions - properties required according to Orthodox Jewish Law.

What it reported doing in 2025

Bi weekly Shabbat dinners, providing 60 plus Jewish individuals a chance to experience a truly Jewish spiritual Orthodox Shabbat experience. Provide Jewish items such as Hanukah Menorahs and MAtzah and many other Jewish holiday items to many Jewish students as well as community members. Motivational inspiring dinners and services for every Jewish holiday. Most events are sponsored and some there is an entrance fee.

Operating model

Revenue model
Donor-supported. 100% of the money available for current operations came from contributions and gifts.
Distribution model
Direct operator. The filing allocates 97% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - The filed numbers largely add up and program spending has grown recently. A relatively small share of available resources goes toward mission work and some filing-based governance responses are negative or unanswered.

Rating breakdown

  • Financial Efficiency: 50
  • Transparency & Controls: 93
  • Accountability: 16
  • Sustainability: 72
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 37%; rating input score 37
  • Program expense ratio: 87.3%; rating input score 87
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 91.7%; rating input score 92; 15th percentile among comparable filings
  • Pay-setting controls: Limited
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: Limited
  • Governance controls: 3 of 8 controls in place; rating input score 38
    • Conflict-of-interest policy: Fail
    • Whistleblower policy: Fail
    • Document-retention policy: Fail
    • CEO compensation review process: NotApplicable
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Missing
    • Independent financial-statement audit: Fail

Sustainability

  • Operating margin: 57.6%; rating input score 93; 93rd percentile among comparable filings
  • Total-asset coverage ratio: 6.46; rating input score 87; 87th percentile among comparable filings
  • Liabilities to assets ratio: 0.73; rating input score 7; 7th percentile among comparable filings
  • Officer compensation ratio: 18.5%; rating input score 18; 18th percentile among comparable filings

Growth

  • Program expense growth: 15.4% per year; rating input score 100; 72nd percentile among comparable filings
  • Revenue growth: 59.2% per year; rating input score 100; 97th percentile among comparable filings
  • Asset growth: 103.6% per year; rating input score 100; 99th percentile among comparable filings

Details

  • Where the money goes: 37% of revenue deployed · 87.3% of spending went to programs
  • Governance: 3 of 8 filing controls reported
  • Programs: 1 filed program accomplishment · $562K in reported program spending
  • Leadership: top reported pay $102K · 5 people listed
  • Consistency: 27 of 28 current checks pass · 1 finding to review
  • Schedules: 5 filed schedules · includes major donors
  • Filing history: 3 filing years from 2023 to 2025
  • Contacts: How to reach this organization
  • Money network: 2 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Mission deployment rate scored 37/100.
  • Moderate — Accountability: Governance controls: 4 of 7 not reported.
  • Moderate — Transparency & Controls: Schedule A contributions reconciliation did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 7/100.
  • High — Sustainability: Officer compensation ratio scored 18/100.