Mozaic Senior Life

Legal name: Jewish Home for the Elderly of Fairfield County Inc

Nonprofit profile at a glance

EIN
060846991
IRS 990 coverage
2009–2024
Official website data refreshed
Sep 2026
Forms available
Form 990 2024, Form 990-T 2024
Location
Bridgeport, CT, United States
Phone
1-833-MSL-LINK (1-833-675-5465)
Rating
76
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Nursing, Convalescent Facilities
Affiliation
Judaism

Official website

Reported finances

Revenue
$78,029,846
Expenses
$79,920,608
Assets
$467,711,560
Liabilities
$422,051,579

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

45 people listed

Executive titles in this filing

  • ANDREW H BANOFF (PRESIDENT OF JHE & CEO)

Highest reported compensation

  • ANDREW H BANOFF (PRESIDENT OF JHE & CEO): $819,865 total reported compensation
  • LAWRENCE CONDON (SENIOR VP & ADMINISTRATOR): $376,154 total reported compensation
  • ROGER SLIBY (VP & CHIEF FINANCIAL OFFICER): $294,225 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Consistent with Jewish values and traditions, the Mission of Mozaic Senior Life is to assure seniors the health care, housing and community services required to achieve the highest possible quality of life reasonably attainable for them. Through the years, the needs of seniors and the community have changed and we have responded by introducing community programs with Mozaic Senior Life as the umbrella for our services. Our vision is to be the premier provider to support individuals and families. Exceptional Staff Mozaic Senior Life's over 850 staff members provide care and services with compassion and a commitment to excellence. Thanks to their efforts and dedication, we have been awarded a Top Nursing Home designation by _U.S. News & World Report_.

What it reported doing in 2024

Medical home care provides clients with comprehensive home care services. In coordination with the client's physician, the team will develop a plan of care that promotes restoration of health and independence during an illness, or following an injury or surgical procedure in his or her home setting. The team also works with individuals who are facing challenges meeting the physical demands of daily living and can benefit from skilled care in their homes.

Operating model

Revenue model
Other-operating. 93% of the money available for current operations came from other operating revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and most voting board members are independent. The filing reports few safeguards for money sent abroad and the filing does not identify recipients for some grant dollars.

Rating breakdown

  • Financial Efficiency: 79
  • Transparency & Controls: 57
  • Accountability: 100
  • Sustainability: 39
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 87.8%; rating input score 88
  • Program expense ratio: 85.5%; rating input score 85
  • Fundraising efficiency: $3.79 raised per $1 spent on fundraising; rating input score 14; 14th percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 68th percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Pass
    • Independent consultant: Pass
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Scored; rating input score 0
  • Grant itemization coverage: Scored; rating input score 0
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 77th percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -2.4%; rating input score 18; 18th percentile among comparable filings
  • Total-asset coverage ratio: 5.85; rating input score 87; 87th percentile among comparable filings
  • Liabilities to assets ratio: 0.9; rating input score 12; 12th percentile among comparable filings
  • Officer compensation ratio: 3.6%; rating input score 30; 30th percentile among comparable filings

Growth

  • Program expense growth: 3.8% per year; rating input score 100; 29th percentile among comparable filings
  • Revenue growth: 3.2% per year; rating input score 100; 24th percentile among comparable filings
  • Asset growth: 11.5% per year; rating input score 100; 76th percentile among comparable filings

Details

  • What they do: 7 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 87.8% of revenue deployed · 85.5% of spending went to programs
  • Governance: 36 of 36 board members independent · 9 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $68.3M in reported program spending
  • Leadership: top reported pay $820K · 45 people listed · 4 of 6 pay-setting controls reported
  • Highest-paid contractors: 5 contractors listed · $6.4M reported
  • Consistency: 37 of 37 current checks pass
  • Schedules: 10 filed schedules · includes major donors, foreign activity, and executive pay
  • Filing history: 16 filing years from 2009 to 2024
  • Contacts: How to reach this organization
  • Money network: 10 filed money-flow records
  • Related organizations: Filed and resolved organization relationships.
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.
  • Staff and benefit plans: Retirement and health plans the organization files with the Department of Labor, and the people in them.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Transparency & Controls: Foreign activity oversight scored 0/100.
  • High — Transparency & Controls: Grant itemization coverage scored 0/100.
  • High — Financial Efficiency: Fundraising efficiency scored 14/100.
  • High — Sustainability: Operating margin scored 18/100.
  • High — Sustainability: Liabilities to assets ratio scored 12/100.
  • Moderate — Sustainability: Officer compensation ratio scored 30/100.