JFS of Metrowest

Legal name: Jewish Family Service of Metrowest Inc

Nonprofit profile at a glance

EIN
042730898
IRS 990 coverage
2009–2024
Official website data refreshed
Sep 2026
Forms available
Form 990 2024, Form 990-T 2024
Location
Framingham, MA, United States
Phone
(508) 875-3100
Rating
86
Verdict
STRONG
Rating confidence
Moderate
Sector
Adoption
Affiliation
Judaism

Official website

Reported finances

Revenue
$7,622,778
Expenses
$6,833,915
Assets
$9,969,153
Liabilities
$309,180

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

44 people listed

Executive titles in this filing

  • LINO COVARRUBIAS (CHIEF EXECUTIVE OFFICER)
  • IAN RUBIN (PRESIDENT)
  • ALLISON KATES (IMMEDIATE PAST PRESIDENT)
  • JOSEF VOLMAN (IMMEDIATE PAST PRESIDENT UNTIL 6/2025)
  • JAY GAINSBORO (VICE PRESIDENT)
  • BARBARA SCHULTZ (VICE PRESIDENT)

Highest reported compensation

  • LINO COVARRUBIAS (CHIEF EXECUTIVE OFFICER): $305,755 total reported compensation
  • JAYNE LAMPERT (SR. DIRECTOR OF PHILANTHROPY): $205,308 total reported compensation
  • AMANDA COUGHLIN (CHIEF, MARKETING & REV. PROGRAMS): $145,153 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Accelerating Social, Academic and Health Equity JFS provides vital social, health and community services to alleviate suffering, enhance lives and support people in need. At the 2026 Seize the Dream celebration, JFS of Metrowest honored Rob Andrews with the Max Michelson Humanitarian Award for his compassion, leadership, and partnership in welcoming immigrant and refugee families. His extraordinary efforts have helped create a stronger, more compassionate community for families starting anew. From Crisis to Stability: How JFS, CJP and Community Partners Help Families Thrive When Shari faced job loss, housing instability, and financial hardship, JFS and its community partners helped her find stability, hope, and a path forward. Watch her story and see how collaboration changes lives.

What it reported doing in 2024

Immigrant and youth services-through direct service and school and community based programs, economically and educationally challenged children and families receive guidance and resources to succeed in school and life and develop pathways to college, careers and self-sufficiency. Social, emotional and financial needs are addressed of refugees, asylees and immigrants.

Operating model

Revenue model
Mixed. Its operating money came from several sources; no one source provided a clear majority.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.
  • Includes noncash contributions: Reported contributions include donated property or goods.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Fundraising costs are high for each dollar raised and total assets are small relative to annual expenses; liquid coverage is unknown.

Rating breakdown

  • Financial Efficiency: 79
  • Transparency & Controls: 87
  • Accountability: 100
  • Sustainability: 56
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 80.8%; rating input score 81
  • Program expense ratio: 89.1%; rating input score 89
  • Fundraising efficiency: $11.98 raised per $1 spent on fundraising; rating input score 43; 43rd percentile among comparable filings

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Pass
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: 100%; rating input score 100; 72nd percentile among comparable filings
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: 10.3%; rating input score 63; 63rd percentile among comparable filings
  • Total-asset coverage ratio: 1.46; rating input score 51; 51st percentile among comparable filings
  • Liabilities to assets ratio: 0.03; rating input score 76; 76th percentile among comparable filings
  • Officer compensation ratio: 12.8%; rating input score 23; 23rd percentile among comparable filings

Growth

  • Program expense growth: 10.7% per year; rating input score 100; 66th percentile among comparable filings
  • Revenue growth: 8% per year; rating input score 100; 60th percentile among comparable filings
  • Asset growth: 10.2% per year; rating input score 100; 59th percentile among comparable filings

Details

  • What they do: 1 programs and campaigns described on the official site · 2 operating locations identified
  • Where the money goes: 80.8% of revenue deployed · 89.1% of spending went to programs
  • Governance: 34 of 34 board members independent · 9 of 9 filing controls reported
  • Programs: 4 filed program accomplishments · $6.1M in reported program spending
  • Leadership: top reported pay $306K · 44 people listed · 4 of 6 pay-setting controls reported
  • Consistency: 40 of 40 current checks pass
  • Schedules: 8 filed schedules · includes major donors, grants, and executive pay
  • Filing history: 16 filing years from 2009 to 2024
  • Contacts: How to reach this organization
  • Money network: 5 filed money-flow records
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • Moderate — Financial Efficiency: Fundraising efficiency scored 43/100.
  • Review — Sustainability: Total-asset coverage ratio scored 51/100.
  • High — Sustainability: Officer compensation ratio scored 23/100.