2Life Communities

Legal name: Jewish Community Housing for the Elderly Iv Inc

Nonprofit profile at a glance

EIN
042622751
IRS 990 coverage
2013–2020
Official website data refreshed
Sep 2026
Forms available
Form 990 2020
Location
Brighton, MA, USA
Phone
617-208-0654
Rating
80
Verdict
STRONG
Rating confidence
Moderate
Sector
Senior Citizens' Housing/Retirement Communities
Affiliation
Judaism

Official website

Reported finances

Revenue
$342,193
Expenses
$3,808,104
Assets
$0
Liabilities
$0

Source: IRS Form 990. Selected filing: tax year 2020. Amounts in USD.

Leadership & pay

14 people listed

Executive titles in this filing

  • AMY SCHECTMAN (PRESIDENT/ASSISTANT CLERK)
  • KAREN EDLUND (VICE PRESIDENT/TREASURER)

Highest reported compensation

  • AMY SCHECTMAN (PRESIDENT/ASSISTANT CLERK): $325,432 total reported compensation
  • LIZBETH HAYER (CLERK): $225,973 total reported compensation
  • KAREN EDLUND (VICE PRESIDENT/TREASURER): $207,564 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2020. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

Our mission is to ensure that all seniors have the opportunity to thrive regardless of their income level or background. To fulfill that mission, we: Plan, design, and build affordable, supportive spaces where seniors can thrive; Foster vibrant, inclusive communities that encourage interaction and lifelong learning; Integrate housing and healthcare to address seniors’ complex health and wellness needs; Advocate for all seniors by transforming the national conversation about aging.

What it reported doing in 2020

The sole purpose of the corporation is to plan, acquire, rehabilitate, convert, and operate facilities for the elderly and disabled persons and to provide related social services within such housing facilities which promote health, security, happiness and usefulness in longer living.

Operating model

Revenue model
Earned-program. 97% of the money available for current operations came from fees and other program revenue.
Distribution model
Affiliate network. The nonprofit sent 100% of its reported program spending through affiliated organizations.

The verdict

STRONG - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and program spending has declined or grown slowly.

Rating breakdown

  • Financial Efficiency: 89
  • Transparency & Controls: 82
  • Accountability: 91
  • Sustainability: 5
  • Growth: 20

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 100%; rating input score 100
  • Program expense ratio: 100%; rating input score 100
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 100%; rating input score 100; 63rd percentile among comparable filings
  • Pay-setting controls: 4 of 6 controls in place; rating input score 67
    • Compensation committee: Pass
    • Independent consultant: Pass
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Limited
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 7 of 9 controls in place; rating input score 78
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Fail
    • Other executive compensation review process: Fail
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -1,012.9%; rating input score 0; 0th percentile among comparable filings
  • Total-asset coverage ratio: 0; rating input score 1; 1st percentile among comparable filings
  • Liabilities to assets ratio: Limited
  • Officer compensation ratio: 5.7%; rating input score 38; 38th percentile among comparable filings

Growth

  • Program expense growth: -2.3% per year; rating input score 0; 37th percentile among comparable filings
  • Revenue growth: -25% per year; rating input score 0; 4th percentile among comparable filings
  • Asset growth: 2.7% per year; rating input score 100; 40th percentile among comparable filings

Details

  • What they do: 2 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 100% of revenue deployed · 100% of spending went to programs
  • Governance: 6 of 6 board members independent · 7 of 9 filing controls reported
  • Programs: 1 filed program accomplishment · $3.8M in reported program spending
  • Leadership: top reported pay $325K · 14 people listed · 4 of 6 pay-setting controls reported
  • Consistency: 13 of 13 current checks pass
  • Schedules: 6 filed schedules · includes executive pay
  • Filing history: 8 filing years from 2013 to 2020
  • Contacts: How to reach this organization
  • Related organizations: 23 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 0/100.
  • High — Growth: Program expense growth scored 0/100.
  • High — Growth: Revenue growth scored 0/100.
  • Review — Accountability: Governance controls: 2 of 9 not reported.
  • High — Sustainability: Total-asset coverage ratio scored 1/100.
  • Moderate — Sustainability: Officer compensation ratio scored 38/100.