Jewish Community Housing Corporation of Metropolitan New Jersey (JCHC)

Nonprofit profile at a glance

EIN
222540505
IRS 990 coverage
2010–2024
Official website data refreshed
Sep 2026
Forms available
Form 990 2024
Location
Livingston, NJ, United States
Phone
9737312020
Rating
79
Verdict
SUPPORTED
Rating confidence
Moderate
Sector
Supportive Housing for Older Adults
Affiliation
Judaism

Official website

Reported finances

Revenue
$9,147,408
Expenses
$11,299,196
Assets
$34,544,487
Liabilities
$25,836,825

Source: IRS Form 990. Selected filing: tax year 2024. Amounts in USD.

Leadership & pay

39 people listed

Executive titles in this filing

  • Colton-Max Harold (CHIEF EXECUTIVE OFFICER)
  • Brooks David (President)
  • Barber Paula (Vice President)
  • Leeb Seth A (VICE PRESIDENT)
  • Cohen Alan (Trustee/Former President)
  • Francis Eric S (Trustee/Former President)

Highest reported compensation

  • Colton-Max Harold (CHIEF EXECUTIVE OFFICER): $330,682 total reported compensation
  • Wilbur Stacey L (COO): $212,667 total reported compensation
  • Weiner Richard (CFO): $210,475 total reported compensation

Source: IRS Form 990. Selected filing: tax year 2024. Names and roles reflect this filing, not necessarily current officeholders.

Overview

Mission

To provide safe, supportive, and enriching housing for older adults in the heart of our MetroWest community—serving Essex, Morris, Sussex, and northern Union counties. About JCHC senior living communities in New Jersey Whether a resident prefers quiet independence or vibrant community life, we make it possible to age with grace, comfort, and choice. And because peace of mind is essential, families can rest assured knowing their loved ones are cared for by experienced professionals in a secure and welcoming setting. For more than three decades, JCHC has been a trusted leader in senior living. As we continue to grow and evolve, our mission remains constant: to provide high-quality, affordable homes where seniors can live life to the fullest—surrounded by support, purpose, and community.

What it reported doing in 2024

Providing independent living, assisted living, memory care and other housing services for the elderly. Jchc provides great community life programs, nurturing wellness services, supportive staff and distinctive amenities to allow residents to focus on their well-being- mind, body, and soul.

Operating model

Revenue model
Earned-program. 91% of the money available for current operations came from fees and other program revenue.
Distribution model
Direct operator. The filing allocates 100% of reported program-service expenses outside its grant, affiliate-payment, and member-benefit lines. This expense classification does not rule out separately announced grant awards.

The verdict

SUPPORTED - A large share of available resources goes toward mission work and the filed numbers largely add up. Expenses are high relative to revenue and some filed totals do not add up.

Rating breakdown

  • Financial Efficiency: 71
  • Transparency & Controls: 80
  • Accountability: 100
  • Sustainability: 29
  • Growth: 100

Detailed rating inputs

Financial Efficiency

  • Mission deployment rate: 85.1%; rating input score 85
  • Program expense ratio: 70.6%; rating input score 71
  • Fundraising efficiency: Limited

Transparency & Controls

  • Consistency checks: 93.3%; rating input score 93; 17th percentile among comparable filings
  • Pay-setting controls: 3 of 6 controls in place; rating input score 50
    • Compensation committee: Pass
    • Independent consultant: Missing
    • Other Form 990s reviewed: Missing
    • Written employment contract: Missing
    • Compensation survey or study: Pass
    • Board or committee approval: Pass
  • Foreign activity oversight: Limited
  • Grant itemization coverage: Limited
  • Major donor itemization: Yes; rating input score 100
  • Related-party transparency: Limited

Accountability

  • Independent voting board: 100%; rating input score 100; 63rd percentile among comparable filings
  • Governance controls: 9 of 9 controls in place; rating input score 100
    • Conflict-of-interest policy: Pass
    • Whistleblower policy: Pass
    • Document-retention policy: Pass
    • CEO compensation review process: Pass
    • Other executive compensation review process: Pass
    • Form 990 shared with the board: Pass
    • Board meeting minutes documented: Pass
    • Audit committee oversight: Pass
    • Independent financial-statement audit: Pass

Sustainability

  • Operating margin: -23.5%; rating input score 6; 6th percentile among comparable filings
  • Total-asset coverage ratio: 3.06; rating input score 74; 74th percentile among comparable filings
  • Liabilities to assets ratio: 0.75; rating input score 12; 12th percentile among comparable filings
  • Officer compensation ratio: 12.6%; rating input score 23; 23rd percentile among comparable filings

Growth

  • Program expense growth: 1.6% per year; rating input score 100; 20th percentile among comparable filings
  • Revenue growth: 2.5% per year; rating input score 100; 24th percentile among comparable filings
  • Asset growth: 1.3% per year; rating input score 100; 17th percentile among comparable filings

Details

  • What they do: 1 programs and campaigns described on the official site · 1 operating location identified
  • Where the money goes: 85.1% of revenue deployed · 70.6% of spending went to programs
  • Governance: 30 of 30 board members independent · 9 of 9 filing controls reported
  • Programs: 3 filed program accomplishments · $8M in reported program spending
  • Leadership: top reported pay $331K · 39 people listed · 3 of 6 pay-setting controls reported
  • Highest-paid contractors: 2 contractors listed · $441K reported
  • Consistency: 31 of 32 current checks pass · 1 finding to review
  • Schedules: 9 filed schedules · includes major donors and executive pay
  • Filing history: 14 filing years from 2010 to 2024
  • Contacts: How to reach this organization
  • Money network: 8 filed money-flow records
  • Related organizations: 5 filed related-organization links
  • Grant readiness: Federal tax and exclusion status, award history, and grant-maker relationships.
  • People: Everyone the filings name, and which of them the filings identify by more than a name.

Key Signals

Signals prioritize questions for review. They are not findings of misconduct.

  • High — Sustainability: Operating margin scored 6/100.
  • Review — Transparency & Controls: Schedule R controlled transactions itemized did not reconcile in the filed values.
  • High — Sustainability: Liabilities to assets ratio scored 12/100.
  • High — Sustainability: Officer compensation ratio scored 23/100.